CMS Price Transparency Data

CT scan, abdomen and pelvis (with contrast)

Facility: Clara Maass Medical Center

Billing Code: 74177 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74177
Insurance Median: $498
Cash Discount Price: $717
vs. Medicare Baseline: 1.40x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (with contrast) at Clara Maass Medical Center is $498. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $717. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.40x the Medicare baseline. Located in One Clara Maass Drive, Belleville, NJ.

Cash / Self-Pay

$717

Average discount available for prompt cash payment at this facility.

Insurance Median

$498

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $717 (201%)

Insurance Median: $498 (140%)

Cash: $717 (201% of Medicare)

Ins. Median: $498 (140% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$221 - $296	62%
Blue Cross Blue Shield	$247 - $3,441	69%
Aetna	$401 - $616	113%
Clover Health	$401	113%
Fidelis Care	$401 - $468	113%
Humana	$401	113%
Wellpoint	$401 - $2,055	113%
UnitedHealthcare	$409 - $603	115%
Amerihealth	$444	125%
Emblem Health	$701	197%
Qualcare Inc	$726 - $759	204%
Wellcare	$797	224%
First Health	$2,163	607%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $717.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74177.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Clara Maass Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74177.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.