CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Clara Maass Medical Center

Billing Code: 99203 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$90

about 0.8× the $118 Medicare rate · typically $64–$170

modeled estimate · not a bill or quote

What this hospital charges insurers

$64

Below the fair price — a good deal

about $26 under the fair price · 0.5× Medicare

Medicare pays $118 Fair price $90 This hospital $64 Cash price $115 Hospital's list price $578

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

A typical price — 0 charge more and 3 charge less, among the 9 NJ hospitals compared.

Cheapest $61 Priciest $64

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a New patient office visit (30-44 min) is about $90 (about 0.8× the $118 Medicare rate). Clara Maass Medical Center charges insurers about $64, or about $115 in cash — below the fair price — a good deal. Located in Belleville, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$74 - $198	63%
Blue Cross Blue Shieldmajor	$64 - $552	54%
Aetnamajor	$81 - $341	69%
Cignamajor	$304 - $407	259%
AmeriHealth	$435	370%
Fidelis Care	$75	64%
+ 1 smaller / regional plan	$444 - $473

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 115), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99203.

Insurance Before you use insurance

Call your insurance company to confirm Clara Maass Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 99203.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Clara Maass Medical Center

Compare: New patient office visit (30-44 min) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.