CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Cape Regional Medical Center Inc

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $1,068
Cash Discount Price: $471
vs. Medicare Baseline: 3.00x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Cape Regional Medical Center Inc is $1,068. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $471. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 3.00x the Medicare baseline. Located in Two Stone Harbor Blvd, Cape May Court House, NJ.

Cash / Self-Pay

$471

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,068

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $471 (132%)

Insurance Median: $1,068 (300%)

Cash: $471 (132% of Medicare)

Ins. Median: $1,068 (300% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 300% of the Medicare baseline (a markup of 200%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$409 - $1,677	115%
Americhoice	$410 - $549	115%
Clover Health	$410	115%
Amerigroup	$572	160%
Horizon Nj Health	$572	160%
Partners Direct Health	$600	168%
Amerihealth	$1,003	281%
Cigna	$1,068	300%
Blue Cross Blue Shield	$2,736 - $2,850	768%
Horizon Casualty Motor Vehicle	$3,407	956%
Horizon Casualty Workers Comp	$3,407	956%
Qualcare	$3,779	1060%
UnitedHealthcare	$3,779 - $4,319	1060%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $471.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cape Regional Medical Center Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.