CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Cape Regional Medical Center Inc

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 871
Insurance Median: $22,726
Cash Discount Price: $18,123
vs. Medicare Baseline: 1.61x Medicare

The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Cape Regional Medical Center Inc is $22,726. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $18,123. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.61x the Medicare baseline. Located in Two Stone Harbor Blvd, Cape May Court House, NJ.

Cash / Self-Pay

$18,123

Average discount available for prompt cash payment at this facility.

Insurance Median

$22,726

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)

Cash / Self-Pay: $18,123 (128%)

Insurance Median: $22,726 (161%)

Cash: $18,123 (128% of Medicare)

Ins. Median: $22,726 (161% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon Casualty Workers Comp	$3,916	28%
Horizon Casualty Motor Vehicle	$5,021	36%
Clover Health	$13,972	99%
Aetna	$15,759 - $22,949	112%
Americhoice	$15,759	112%
Partners Direct Health	$22,503	159%
Cigna	$24,509 - $27,233	174%
Qualcare	$25,742 - $29,047	182%
Blue Cross Blue Shield	$30,647	217%
UnitedHealthcare	$45,627	323%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $18,123.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 871.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cape Regional Medical Center Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 871.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.