Blood test, clotting time (PTT)
Facility: Morristown Medical Center
Billing Code: 85730 (CPT)
- CPT Billing Code: 85730
- Insurance Median: $14
- Cash Discount Price: $89
- vs. Medicare Baseline: 2.33x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 233% of the Medicare baseline (a markup of 133%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Allied Benefit Systems [5046] | $3 - $12 | 50% |
| Evolution Healthcare [5438] | $3 - $12 | 50% |
| Centivo [5405] | $3 - $8 | 50% |
| Webtpa [5447] | $3 - $12 | 50% |
| Medicaid / KanCare | $3 - $150 | 50% |
| Iaa - Insurance Administrators of America [5482] | $3 - $8 | 50% |
| Seafarers Health and Benefits Plan [5343] | $3 - $7 | 50% |
| Tufts Health Plan [5344] | $3 - $7 | 50% |
| Healthez [5445] | $3 - $12 | 50% |
| Nalc [5198] | $3 - $7 | 50% |
| Mvp Health Care [5197] | $3 - $7 | 50% |
| Cigna | $3 - $150 | 50% |
| Independence Bc [5479] | $4 - $6 | 67% |
| Prime Healthcare [5435] | $4 - $6 | 67% |
| Blue Cross Blue Shield | $4 - $150 | 67% |
| Aetna | $5 - $209 | 83% |
| Untd Hlth Community Plan Behavioral Health [5293] | $5 | 83% |
| Karen Ann Quinlan [5285] | $5 - $150 | 83% |
| Untd Hlth Community Plan [5034] | $5 | 83% |
| Ntca [5208] | $6 | 100% |
| Luminare Health AHS Retiree [5013] | $6 - $150 | 100% |
| Wellcare Health Plans Ip Splits [5475] | $6 - $150 | 100% |
| Wellcare Behavioral Health [5335] | $6 - $150 | 100% |
| UnitedHealthcare | $6 | 100% |
| Harvard Pilgrim Healthcare [5133] | $6 | 100% |
| Us Family Health Plan [5258] | $6 - $150 | 100% |
| Oxford [5024] | $6 | 100% |
| VA Community Care Network [5403] | $6 - $150 | 100% |
| Tricare | $6 - $150 | 100% |
| Apwu Healthcare [5053] | $6 | 100% |
| Amerihealth Caritas Vip Care Ip Splits [5460] | $6 - $151 | 100% |
| Amerihealth Caritas Vip Care [5313] | $6 - $151 | 100% |
| Amerihealth Administrators Supplemental [5512] | $6 - $150 | 100% |
| Champva [5354] | $6 - $150 | 100% |
| Golden Rule Insurance [5124] | $6 | 100% |
| Medicare (plans) | $6 - $155 | 100% |
| Geha [5119] | $6 | 100% |
| Wellcare Health Plans [5269] | $6 - $150 | 100% |
| Surest [5437] | $6 | 100% |
| Oxford Behavioral Health [5291] | $6 | 100% |
| Amerihealth Medigap [5049] | $6 - $150 | 100% |
| Cosmetic Surgery/Lap Band/Gastric Bypass [5289] | $7 - $150 | 116% |
| Kindred Giralda Hospital [5341] | $7 - $165 | 116% |
| Highmark Wholecare Health Plan Ip Splits [5464] | $7 - $150 | 116% |
| UPMC [5455] | $7 - $150 | 116% |
| Specialty Imaging [5433] | $7 - $150 | 116% |
| Highmark Wholecare Health Plan [5413] | $7 - $150 | 116% |
| Sedgwick Wtc Health Program Wc [5514] | $8 - $150 | 133% |
| Praxis Workers Comp [5515] | $8 - $112 | 133% |
| Wtc Health Program [5273] | $8 | 133% |
| The Fairly Group [5528] | $9 | 150% |
| First Managed Care Option [5109] | $9 - $127 | 150% |
| Occunet [5490] | $9 | 150% |
| Amerihealth [5008] | $10 - $72 | 166% |
| Horizon Nj Health [5021] | $10 | 166% |
| Inservco Workers Compensation [5158] | $10 - $127 | 166% |
| Magnacare [5177] | $10 - $122 | 166% |
| Medlogix/Consumer Health Network (Chn) [5415] | $10 - $127 | 166% |
| Claim Watcher/Homestead [5488] | $11 - $150 | 183% |
| Fairos [5491] | $11 - $150 | 183% |
| Wellpath Correctional [5485] | $12 - $82 | 200% |
| Boon-Chapman [5441] | $12 | 200% |
| Private Healthcare Systems PPO (PHCS) [5227] | $12 - $82 | 200% |
| Strategic Comp [5518] | $12 - $84 | 200% |
| Selective Ins Workers Comp [5237] | $12 - $84 | 200% |
| Healthsmart Benefit Solutions [5446] | $12 | 200% |
| Banner Health Network [5510] | $12 | 200% |
| Hartford Worker's Compensation [5132] | $12 - $84 | 200% |
| Church Mutual Wc Insurance Company [5524] | $12 - $84 | 200% |
| Luminare Health Benefits [5483] | $12 | 200% |
| Continental Assurance - PHCS [5092] | $12 - $82 | 200% |
| Kaiser Permanente [5162] | $12 - $82 | 200% |
| Meritain Health [5185] | $12 | 200% |
| Nj Manufacturers Workers Comp [5204] | $12 - $84 | 200% |
| Zurich Workers Comp [5275] | $12 - $84 | 200% |
| Christian Brothers Services [5439] | $12 | 200% |
| Marpai Health [5449] | $12 | 200% |
| Hcs Network Solutions [5148] | $12 - $84 | 200% |
| Ambetter / Centene | $12 - $150 | 200% |
| Continental Assurance [5091] | $12 | 200% |
| Hanover Workers Comp [5130] | $12 - $84 | 200% |
| 1199 Seiu Benefit and Pension [5037] | $12 | 200% |
| Nippon Benefit Life [5201] | $12 | 200% |
| Coresource [5014] | $12 - $82 | 200% |
| Starmark [5240] | $12 | 200% |
| Continental Casualty PHCS [5094] | $12 - $82 | 200% |
| Geico No Fault [5120] | $13 - $89 | 216% |
| Qualcare [5026] | $13 - $100 | 216% |
| Allstate [5047] | $13 - $89 | 216% |
| Occunet Secondary [5517] | $13 - $89 | 216% |
| Hanover No Fault [5129] | $13 - $89 | 216% |
| Esurance No Fault [5105] | $13 - $89 | 216% |
| The Fairly Group Secondary [5531] | $13 - $89 | 216% |
| Nj Manufacturers No Fault [5203] | $13 - $89 | 216% |
| Progressive No Fault [5229] | $13 - $89 | 216% |
| Usaa No Fault [5260] | $13 - $89 | 216% |
| Travelers No Fault [5249] | $13 - $89 | 216% |
| Zurich No Fault [5274] | $13 - $89 | 216% |
| Liberty Mutual No Fault [5173] | $13 - $89 | 216% |
| Claimdoc [5434] | $13 - $150 | 216% |
| State Farm No Fault [5241] | $13 - $89 | 216% |
| First Health Network [5108] | $14 - $97 | 233% |
| Pma Workers Comp [5224] | $14 - $97 | 233% |
| Gallagher Bassett Workers Comp [5117] | $14 - $97 | 233% |
| Sedgwick [5235] | $14 - $97 | 233% |
| Travelers Workers Compensation [5250] | $14 - $97 | 233% |
| Liberty Mutual Worker's Comp [5174] | $14 - $97 | 233% |
| Sentry Worker's Comp [5489] | $14 - $97 | 233% |
| Multiplan [5194] | $15 - $104 | 250% |
| Humana | $15 - $100 | 250% |
| Oscar [5213] | $15 - $100 | 250% |
| Ghi Emblem Health [5122] | $15 - $150 | 250% |
| Ila Local 1478-2 Welfare Fund [5448] | $15 - $100 | 250% |
| One Call Workers Comp [5418] | $15 - $104 | 250% |
| Sage Adjusting, LLC [5527] | $16 - $112 | 266% |
| Nationwide Mutual Insurance Company [5526] | $16 - $112 | 266% |
| Amtrust North America Inc [5521] | $16 - $112 | 266% |
| Aig Workers Compensation [5045] | $16 - $112 | 266% |
| Qual-Lynx Wc Preferred [5230] | $16 - $112 | 266% |
| Ccmsi Wc [5525] | $16 - $112 | 266% |
| Berkshire Hathaway Guard Insurance Company [5529] | $16 - $112 | 266% |
| Qual-Lynx Wc Standard [5028] | $16 - $112 | 266% |
| Broadspire Workers Comp [5357] | $16 - $112 | 266% |
| Plymouth Rock Assurance No Fault [5222] | $18 - $119 | 300% |
| High Point No Fault [5146] | $18 - $119 | 300% |
| Medlogix/Consumer Health Network Pip (Chn) [5414] | $18 - $119 | 300% |
| Chubb Worker's Compensation [5075] | $19 - $127 | 316% |
| Medrisk/Spnet Worker's Comp [5452] | $19 - $127 | 316% |
| Esis [5519] | $19 - $127 | 316% |
| Claims Resolution Corporation Inc [5520] | $19 - $127 | 316% |
| Corvel Corporation [5522] | $19 - $127 | 316% |
| Cna [5407] | $22 - $149 | 366% |
| Utica National Insurance Wc [5261] | $22 - $149 | 366% |
| Carba R Generic [5530] | $22 - $149 | 366% |
| Streamline Worker's Comp [5540] | $22 - $149 | 366% |
| Generic Workers Comp [5018] | $22 - $149 | 366% |
| Bundled Cases/Episodic Payment [5492] | $22 - $149 | 366% |
| Atlantic Home Care and Hospice [5055] | $22 - $149 | 366% |
| Us Department of Labor [5257] | $22 - $149 | 366% |
| Carisk Worker's Comp [5501] | $22 - $149 | 366% |
| Kessler Institute for Rehab [5166] | $25 - $150 | 416% |
| Out of Country Insurance Plan [5215] | $25 - $150 | 416% |
| Chubb Health [5073] | $25 - $150 | 416% |
| Continental Casualty [5093] | $25 - $150 | 416% |
| The Health Plan [5451] | $25 - $150 | 416% |
| Mutual of Omaha [5195] | $25 - $150 | 416% |
| Magellan [5176] | $25 - $150 | 416% |
| Health Net [5137] | $25 - $150 | 416% |
| Generic Commercial [5015] | $25 - $150 | 416% |
| Runnells Specialized Hospital [5233] | $25 - $150 | 416% |
| Bollinger [5065] | $25 - $150 | 416% |
| Concern Non Employee [5086] | $25 - $150 | 416% |
| Generic No Fault [5017] | $25 - $150 | 416% |
| Bankers Life & Casualty Supplemental [5058] | $25 - $150 | 416% |
| Work Med [5271] | $25 - $150 | 416% |