CMS Price Transparency Data
CT scan, lower back (lumbar spine)
Facility: Morristown Medical Center
Billing Code: 72131 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 72131
- Insurance Median: $233
- Cash Discount Price: $142
- vs. Medicare Baseline: 2.18x Medicare
The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Morristown Medical Center is $233. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $142. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 2.18x the Medicare baseline. Located in 100 Madison Ave, Morristown, NJ.
Cash / Self-Pay
$142
Average discount available for prompt cash payment at this facility.
Insurance Median
$233
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$106.81
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $142 (133%)
Insurance Median: $233 (218%)
Cash: $142 (133% of Medicare)
Ins. Median: $233 (218% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 218% of the Medicare baseline (a markup of 118%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Out of Country Insurance Plan [5215] | $123 | 115% |
| Highmark Wholecare Health Plan Ip Splits [5464] | $123 | 115% |
| The Health Plan [5451] | $123 | 115% |
| Claimdoc [5434] | $123 | 115% |
| VA Community Care Network [5403] | $123 | 115% |
| Generic No Fault [5017] | $123 | 115% |
| Ghi Emblem Health [5122] | $123 - $936 | 115% |
| Champva [5354] | $123 | 115% |
| Specialty Imaging [5433] | $123 | 115% |
| Cosmetic Surgery/Lap Band/Gastric Bypass [5289] | $123 | 115% |
| Blue Cross Blue Shield | $123 - $289 | 115% |
| Mutual of Omaha [5195] | $123 | 115% |
| Fairos [5491] | $123 | 115% |
| Wellcare Health Plans Ip Splits [5475] | $123 | 115% |
| Wellcare Health Plans [5269] | $123 | 115% |
| Karen Ann Quinlan [5285] | $123 | 115% |
| Ambetter / Centene | $123 | 115% |
| Amerihealth Administrators Supplemental [5512] | $123 | 115% |
| Medicaid / KanCare | $123 - $332 | 115% |
| Wellcare Behavioral Health [5335] | $123 | 115% |
| Cigna | $123 - $240 | 115% |
| Work Med [5271] | $123 | 115% |
| Runnells Specialized Hospital [5233] | $123 | 115% |
| Amerihealth Medigap [5049] | $123 | 115% |
| Tricare | $123 | 115% |
| Us Family Health Plan [5258] | $123 | 115% |
| Claim Watcher/Homestead [5488] | $123 - $1,184 | 115% |
| Generic Commercial [5015] | $123 | 115% |
| Bollinger [5065] | $123 | 115% |
| Kessler Institute for Rehab [5166] | $123 | 115% |
| Medicare (plans) | $123 - $128 | 115% |
| Highmark Wholecare Health Plan [5413] | $123 | 115% |
| Continental Casualty [5093] | $123 | 115% |
| Health Net [5137] | $123 | 115% |
| Concern Non Employee [5086] | $123 | 115% |
| Bankers Life & Casualty Supplemental [5058] | $123 | 115% |
| Chubb Health [5073] | $123 | 115% |
| Aetna | $123 - $416 | 115% |
| Sedgwick Wtc Health Program Wc [5514] | $123 | 115% |
| Magellan [5176] | $123 | 115% |
| Luminare Health AHS Retiree [5013] | $123 | 115% |
| UPMC [5455] | $123 | 115% |
| Amerihealth Caritas Vip Care [5313] | $125 | 117% |
| Amerihealth Caritas Vip Care Ip Splits [5460] | $125 | 117% |
| Kindred Giralda Hospital [5341] | $136 | 127% |
| One Call Workers Comp [5418] | $152 | 142% |
| Carisk Worker's Comp [5501] | $160 | 150% |
| Ntca [5208] | $178 | 167% |
| Golden Rule Insurance [5124] | $178 | 167% |
| Harvard Pilgrim Healthcare [5133] | $178 | 167% |
| UnitedHealthcare | $178 | 167% |
| Surest [5437] | $178 | 167% |
| Oxford [5024] | $178 | 167% |
| Apwu Healthcare [5053] | $178 | 167% |
| Geha [5119] | $178 | 167% |
| Oxford Behavioral Health [5291] | $178 | 167% |
| Healthez [5445] | $218 - $416 | 204% |
| Tufts Health Plan [5344] | $218 | 204% |
| Nalc [5198] | $218 | 204% |
| Webtpa [5447] | $218 - $416 | 204% |
| Evolution Healthcare [5438] | $218 - $416 | 204% |
| Mvp Health Care [5197] | $218 | 204% |
| Seafarers Health and Benefits Plan [5343] | $218 | 204% |
| First Managed Care Option [5109] | $226 - $2,012 | 212% |
| Qualcare [5026] | $237 - $936 | 222% |
| Independence Bc [5479] | $238 | 223% |
| Prime Healthcare [5435] | $238 | 223% |
| Iaa - Insurance Administrators of America [5482] | $240 | 225% |
| Centivo [5405] | $240 - $253 | 225% |
| Allied Benefit Systems [5046] | $240 - $416 | 225% |
| Wtc Health Program [5273] | $251 | 235% |
| Medlogix/Consumer Health Network (Chn) [5415] | $303 - $2,012 | 284% |
| Inservco Workers Compensation [5158] | $303 - $2,012 | 284% |
| Untd Hlth Community Plan Behavioral Health [5293] | $317 | 297% |
| Untd Hlth Community Plan [5034] | $317 | 297% |
| Liberty Mutual Worker's Comp [5174] | $383 | 359% |
| Sentry Worker's Comp [5489] | $383 | 359% |
| Gallagher Bassett Workers Comp [5117] | $383 | 359% |
| Sedgwick [5235] | $383 | 359% |
| Travelers Workers Compensation [5250] | $383 | 359% |
| Pma Workers Comp [5224] | $383 | 359% |
| Praxis Workers Comp [5515] | $400 - $1,775 | 374% |
| Boon-Chapman [5441] | $416 | 389% |
| Banner Health Network [5510] | $416 | 389% |
| Continental Assurance [5091] | $416 | 389% |
| Luminare Health Benefits [5483] | $416 | 389% |
| Christian Brothers Services [5439] | $416 | 389% |
| Nippon Benefit Life [5201] | $416 | 389% |
| 1199 Seiu Benefit and Pension [5037] | $416 | 389% |
| Starmark [5240] | $416 | 389% |
| Healthsmart Benefit Solutions [5446] | $416 | 389% |
| Meritain Health [5185] | $416 | 389% |
| Marpai Health [5449] | $416 | 389% |
| Occunet [5490] | $424 | 397% |
| The Fairly Group [5528] | $424 | 397% |
| Horizon Nj Health [5021] | $480 | 449% |
| High Point No Fault [5146] | $764 | 715% |
| Plymouth Rock Assurance No Fault [5222] | $764 | 715% |
| Medlogix/Consumer Health Network Pip (Chn) [5414] | $764 | 715% |
| Oscar [5213] | $936 | 876% |
| Humana | $936 | 876% |
| Ila Local 1478-2 Welfare Fund [5448] | $936 | 876% |
| Amerihealth [5008] | $1,070 - $1,140 | 1002% |
| Magnacare [5177] | $1,235 - $1,934 | 1156% |
| Wellpath Correctional [5485] | $1,302 | 1219% |
| Kaiser Permanente [5162] | $1,302 | 1219% |
| Coresource [5014] | $1,302 | 1219% |
| Continental Assurance - PHCS [5092] | $1,302 | 1219% |
| Private Healthcare Systems PPO (PHCS) [5227] | $1,302 | 1219% |
| Continental Casualty PHCS [5094] | $1,302 | 1219% |
| Hcs Network Solutions [5148] | $1,335 | 1250% |
| Nj Manufacturers Workers Comp [5204] | $1,335 | 1250% |
| Hartford Worker's Compensation [5132] | $1,335 | 1250% |
| Hanover Workers Comp [5130] | $1,335 | 1250% |
| Zurich Workers Comp [5275] | $1,335 | 1250% |
| Church Mutual Wc Insurance Company [5524] | $1,335 | 1250% |
| Selective Ins Workers Comp [5237] | $1,335 | 1250% |
| Strategic Comp [5518] | $1,335 | 1250% |
| Travelers No Fault [5249] | $1,413 | 1323% |
| Geico No Fault [5120] | $1,413 | 1323% |
| State Farm No Fault [5241] | $1,413 | 1323% |
| Nj Manufacturers No Fault [5203] | $1,413 | 1323% |
| Progressive No Fault [5229] | $1,413 | 1323% |
| Zurich No Fault [5274] | $1,413 | 1323% |
| Hanover No Fault [5129] | $1,413 | 1323% |
| Usaa No Fault [5260] | $1,413 | 1323% |
| Esurance No Fault [5105] | $1,413 | 1323% |
| Liberty Mutual No Fault [5173] | $1,413 | 1323% |
| Allstate [5047] | $1,413 | 1323% |
| The Fairly Group Secondary [5531] | $1,420 | 1329% |
| Occunet Secondary [5517] | $1,420 | 1329% |
| First Health Network [5108] | $1,539 | 1441% |
| Multiplan [5194] | $1,657 | 1551% |
| Qual-Lynx Wc Standard [5028] | $1,775 | 1662% |
| Berkshire Hathaway Guard Insurance Company [5529] | $1,775 | 1662% |
| Sage Adjusting, LLC [5527] | $1,775 | 1662% |
| Broadspire Workers Comp [5357] | $1,775 | 1662% |
| Nationwide Mutual Insurance Company [5526] | $1,775 | 1662% |
| Aig Workers Compensation [5045] | $1,775 | 1662% |
| Amtrust North America Inc [5521] | $1,775 | 1662% |
| Ccmsi Wc [5525] | $1,775 | 1662% |
| Qual-Lynx Wc Preferred [5230] | $1,775 | 1662% |
| Medrisk/Spnet Worker's Comp [5452] | $2,012 | 1884% |
| Esis [5519] | $2,012 | 1884% |
| Claims Resolution Corporation Inc [5520] | $2,012 | 1884% |
| Chubb Worker's Compensation [5075] | $2,012 | 1884% |
| Corvel Corporation [5522] | $2,012 | 1884% |
| Cna [5407] | $2,367 | 2216% |
| Utica National Insurance Wc [5261] | $2,367 | 2216% |
| Carba R Generic [5530] | $2,367 | 2216% |
| Streamline Worker's Comp [5540] | $2,367 | 2216% |
| Bundled Cases/Episodic Payment [5492] | $2,367 | 2216% |
| Atlantic Home Care and Hospice [5055] | $2,367 | 2216% |
| Us Department of Labor [5257] | $2,367 | 2216% |
| Generic Workers Comp [5018] | $2,367 | 2216% |