CMS Price Transparency Data
Spinal fusion, single level (inpatient stay)
Facility: Morristown Medical Center
Billing Code: 451 (MS-DRG)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 451
- Insurance Median: $75,727
- Cash Discount Price: $36,556
- vs. Medicare Baseline: 3.22x Medicare
The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Morristown Medical Center is $75,727. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $36,556. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 3.22x the Medicare baseline. Located in 100 Madison Ave, Morristown, NJ.
Cash / Self-Pay
$36,556
Average discount available for prompt cash payment at this facility.
Insurance Median
$75,727
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$23,503.93
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $23,503.93 (100%)
Cash / Self-Pay: $36,556 (156%)
Insurance Median: $75,727 (322%)
Cash: $36,556 (156% of Medicare)
Ins. Median: $75,727 (322% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 322% of the Medicare baseline (a markup of 222%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Occunet [5490] | $7,532 | 32% |
| The Fairly Group [5528] | $7,532 | 32% |
| Praxis Workers Comp [5515] | $8,500 | 36% |
| Inservco Workers Compensation [5158] | $8,682 | 37% |
| Medlogix/Consumer Health Network (Chn) [5415] | $8,682 | 37% |
| Gallagher Bassett Workers Comp [5117] | $9,028 | 38% |
| Liberty Mutual Worker's Comp [5174] | $9,028 | 38% |
| Pma Workers Comp [5224] | $9,028 | 38% |
| Sedgwick [5235] | $9,028 | 38% |
| Sentry Worker's Comp [5489] | $9,028 | 38% |
| Travelers Workers Compensation [5250] | $9,028 | 38% |
| Karen Ann Quinlan [5285] | $23,396 | 100% |
| Aetna | $23,867 - $80,983 | 102% |
| Cigna | $26,519 - $83,300 | 113% |
| Medicare (plans) | $26,519 - $133,941 | 113% |
| Amerihealth Administrators Supplemental [5512] | $27,050 | 115% |
| Amerihealth Medigap [5049] | $27,050 | 115% |
| Wellcare Behavioral Health [5335] | $28,376 | 121% |
| Wellcare Health Plans Ip Splits [5475] | $28,376 | 121% |
| Wellcare Health Plans [5269] | $28,376 | 121% |
| Highmark Wholecare Health Plan Ip Splits [5464] | $29,171 | 124% |
| Highmark Wholecare Health Plan [5413] | $29,171 | 124% |
| UPMC [5455] | $29,171 | 124% |
| VA Community Care Network [5403] | $29,245 | 124% |
| Champva [5354] | $31,029 | 132% |
| Tricare | $31,029 | 132% |
| Us Family Health Plan [5258] | $31,029 | 132% |
| Kindred Giralda Hospital [5341] | $32,169 | 137% |
| Cosmetic Surgery/Lap Band/Gastric Bypass [5289] | $33,631 | 143% |
| Medicaid / KanCare | $33,631 | 143% |
| Specialty Imaging [5433] | $33,631 | 143% |
| Sedgwick Wtc Health Program Wc [5514] | $36,556 | 156% |
| Wtc Health Program [5273] | $38,993 | 166% |
| Claim Watcher/Homestead [5488] | $50,387 | 214% |
| Fairos [5491] | $55,857 | 238% |
| Ambetter / Centene | $60,244 | 256% |
| Claimdoc [5434] | $64,631 - $133,941 | 275% |
| Ghi Emblem Health [5122] | $73,631 - $133,941 | 313% |
| Humana | $73,631 | 313% |
| Ila Local 1478-2 Welfare Fund [5448] | $73,631 | 313% |
| Oscar [5213] | $73,631 | 313% |
| Qualcare [5026] | $73,631 | 313% |
| Evolution Healthcare [5438] | $75,727 - $80,983 | 322% |
| Healthez [5445] | $75,727 - $80,983 | 322% |
| Mvp Health Care [5197] | $75,727 | 322% |
| Nalc [5198] | $75,727 | 322% |
| Tufts Health Plan [5344] | $75,727 | 322% |
| Webtpa [5447] | $75,727 - $80,983 | 322% |
| Centivo [5405] | $76,503 - $83,300 | 325% |
| 1199 Seiu Benefit and Pension [5037] | $80,983 | 345% |
| Allied Benefit Systems [5046] | $80,983 - $83,300 | 345% |
| Banner Health Network [5510] | $80,983 | 345% |
| Boon-Chapman [5441] | $80,983 | 345% |
| Christian Brothers Services [5439] | $80,983 | 345% |
| Continental Assurance [5091] | $80,983 | 345% |
| Healthsmart Benefit Solutions [5446] | $80,983 | 345% |
| Luminare Health Benefits [5483] | $80,983 | 345% |
| Marpai Health [5449] | $80,983 | 345% |
| Meritain Health [5185] | $80,983 | 345% |
| Nippon Benefit Life [5201] | $80,983 | 345% |
| Starmark [5240] | $80,983 | 345% |
| Iaa - Insurance Administrators of America [5482] | $83,300 | 354% |
| Oxford Behavioral Health [5291] | $84,301 | 359% |
| Oxford [5024] | $84,301 | 359% |
| UnitedHealthcare | $84,301 - $86,911 | 359% |
| Apwu Healthcare [5053] | $86,911 | 370% |
| Geha [5119] | $86,911 | 370% |
| Golden Rule Insurance [5124] | $86,911 | 370% |
| Harvard Pilgrim Healthcare [5133] | $86,911 | 370% |
| Ntca [5208] | $86,911 | 370% |
| Surest [5437] | $86,911 | 370% |
| Prime Healthcare [5435] | $92,915 | 395% |
| Bankers Life & Casualty Supplemental [5058] | $133,941 | 570% |
| Bollinger [5065] | $133,941 | 570% |
| Concern Non Employee [5086] | $133,941 | 570% |
| Continental Casualty [5093] | $133,941 | 570% |
| Generic Commercial [5015] | $133,941 | 570% |
| Generic No Fault [5017] | $133,941 | 570% |
| Health Net [5137] | $133,941 | 570% |
| Kessler Institute for Rehab [5166] | $133,941 | 570% |
| Magellan [5176] | $133,941 | 570% |
| Mutual of Omaha [5195] | $133,941 | 570% |
| Out of Country Insurance Plan [5215] | $133,941 | 570% |
| Runnells Specialized Hospital [5233] | $133,941 | 570% |
| The Health Plan [5451] | $133,941 | 570% |
| Work Med [5271] | $133,941 | 570% |