CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Morristown Medical Center

Billing Code: 81001 (CPT)

The BaseRate · fair price high confidence

A fair price for this

about 1.0× the $3 Medicare rate · typically $3–$5

modeled estimate · not a bill or quote

What this hospital charges insurers

Above the fair price

about $2 over the fair price · 1.7× Medicare

Medicare pays $3 Fair price $3 This hospital $5 Cash price $103 Hospital's list price $1,829

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Highest price of the 9 NJ hospitals we have prices for — worth calling around.

Cheapest $2 Priciest $5

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Urinalysis (automated, with microscopy) is about $3 (about 1.0× the $3 Medicare rate). Morristown Medical Center charges insurers about $5, or about $103 in cash — above the fair price. Located in Morristown, NJ.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $3. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3	95%
Blue Cross Blue Shieldmajor	$3 - $150	95%
Aetnamajor	$3 - $209	95%
Cignamajor	$3 - $8,170	95%
Humanamajor	$131	4132%
Kaiser Permanentemajor	$107	3375%
Ambetter (Centene)	$7	221%
AmeriHealth	$3 - $151	95%
GEHA	$3	95%
Harvard Pilgrim	$3	95%
Health Net	$5 - $166	158%
MagnaCare	$6 - $159	189%
MVP Health Care	$4 - $7,427	126%
Oscar Health	$131	4132%
Tufts Health Plan	$4 - $7,427	126%
UPMC Health Plan	$3 - $150	95%
WellCare	$3 - $150	95%
+ 96 smaller / regional plans	$3 - $8,170

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 26 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 103), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 81001.

Insurance Before you use insurance

Call your insurance company to confirm Morristown Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 81001.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Morristown Medical Center

Compare: Urinalysis (automated, with microscopy) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.