Occupational therapy (therapeutic activities)
Facility: Chilton Medical Center
Billing Code: 97530 (CPT)
This hospital's typical commercial price is $39 compared to the $62 fair price benchmark.
5-Star CMS clinical quality rating paired with 0.63× fair market pricing.
A typical price — 0 charge more and 3 charge less, among the 9 NJ hospitals compared.
Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Occupational therapy (therapeutic activities) is about $62 (about 1.8× the $35 Medicare rate). Chilton Medical Center charges insurers about $39, or about $364 in cash — below the fair price — a good deal. Located in Pompton Plains, NJ.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $141 - $146 | 402% |
| Blue Cross Blue Shieldmajor | $26 - $135 | 74% |
| Aetnamajor | $32 - $115 | 91% |
| Cignamajor | $39 - $138 | 111% |
| Humanamajor | $140 | 399% |
| Kaiser Permanentemajor | $126 | 359% |
| Ambetter (Centene) | $39 | 111% |
| AmeriHealth | $39 - $151 | 111% |
| GEHA | $146 | 416% |
| Harvard Pilgrim | $146 | 416% |
| Health Net | $115 - $195 | 328% |
| MagnaCare | $147 - $154 | 419% |
| MVP Health Care | $125 | 356% |
| Oscar Health | $140 | 399% |
| Tufts Health Plan | $125 | 356% |
| UPMC Health Plan | $39 | 111% |
| WellCare | $39 | 111% |
| + 79 smaller / regional plans | $29 - $229 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Chilton Medical Center
Compare: Occupational therapy (therapeutic activities) at other NJ hospitals
- St Luke's Warren Hospital · Phillipsburg $20
- The University Hospital · Newark $36
- Centrastate Medical Center · Freehold $38
- Cooper University Hospital · Camden $39
- Morristown Medical Center · Morristown $39
- St Joseph's University Medical Center Inc · Paterson $39
- Newton Medical Center · Newton $39
- Overlook Medical Center · Summit $39
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Chilton Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $991
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $991).
Self-Pay Cash Rate ($364) Beats Your Bill
Chilton Medical Center's published 45 CFR § 180 self-pay cash rate is $364 (vs. $39 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $62 Fair BaseRate ($35 Medicare)
Your bill ($2,731) is $2,669 above the denoised Fair BaseRate ($62) and 78.0× the $35 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.