Physical therapy (functional capacity test)
Facility: Chilton Medical Center
Billing Code: 97750 (CPT)
- CPT Billing Code: 97750
- Insurance Median: $100
- Cash Discount Price: $248
- vs. Medicare Baseline: 2.96x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 296% of the Medicare baseline (a markup of 196%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $19 - $135 | 56% |
| Medicaid / KanCare | $19 - $36 | 56% |
| Untd Hlth Community Plan Behavioral Health [5293] | $21 | 62% |
| Untd Hlth Community Plan [5034] | $21 | 62% |
| Aetna | $23 - $100 | 68% |
| Karen Ann Quinlan [5285] | $30 | 89% |
| Tricare | $31 - $32 | 92% |
| Champva [5354] | $32 | 95% |
| Us Family Health Plan [5258] | $32 | 95% |
| Cosmetic Surgery/Lap Band/Gastric Bypass [5289] | $36 | 107% |
| Specialty Imaging [5433] | $36 | 107% |
| Ambetter / Centene | $37 | 110% |
| Amerihealth Administrators Supplemental [5512] | $37 | 110% |
| Amerihealth Medigap [5049] | $37 | 110% |
| Cigna | $37 - $138 | 110% |
| Claim Watcher/Homestead [5488] | $37 - $84 | 110% |
| Claimdoc [5434] | $37 | 110% |
| Fairos [5491] | $37 | 110% |
| Highmark Wholecare Health Plan Ip Splits [5464] | $37 | 110% |
| Highmark Wholecare Health Plan [5413] | $37 | 110% |
| Luminare Health AHS Retiree [5013] | $37 | 110% |
| Medicare (plans) | $37 - $39 | 110% |
| Sedgwick Wtc Health Program Wc [5514] | $37 | 110% |
| UPMC [5455] | $37 | 110% |
| VA Community Care Network [5403] | $37 | 110% |
| Wellcare Behavioral Health [5335] | $37 | 110% |
| Wellcare Health Plans Ip Splits [5475] | $37 | 110% |
| Wellcare Health Plans [5269] | $37 | 110% |
| Amerihealth Caritas Vip Care Ip Splits [5460] | $38 | 113% |
| Amerihealth Caritas Vip Care [5313] | $38 | 113% |
| Kindred Giralda Hospital [5341] | $41 | 122% |
| Horizon Nj Health [5021] | $48 | 142% |
| Wtc Health Program [5273] | $57 | 169% |
| One Call Workers Comp [5418] | $68 | 202% |
| Medrisk/Spnet Worker's Comp [5452] | $75 - $120 | 222% |
| Qualcare [5026] | $89 - $150 | 264% |
| Continental Assurance - PHCS [5092] | $92 | 273% |
| Continental Casualty PHCS [5094] | $92 | 273% |
| Coresource [5014] | $92 | 273% |
| Kaiser Permanente [5162] | $92 | 273% |
| Private Healthcare Systems PPO (PHCS) [5227] | $92 | 273% |
| Church Mutual Wc Insurance Company [5524] | $94 | 279% |
| First Managed Care Option [5109] | $94 - $142 | 279% |
| Hanover Workers Comp [5130] | $94 | 279% |
| Hartford Worker's Compensation [5132] | $94 | 279% |
| Hcs Network Solutions [5148] | $94 | 279% |
| Nj Manufacturers Workers Comp [5204] | $94 | 279% |
| Selective Ins Workers Comp [5237] | $94 | 279% |
| Strategic Comp [5518] | $94 | 279% |
| Zurich Workers Comp [5275] | $94 | 279% |
| 1199 Seiu Benefit and Pension [5037] | $100 | 296% |
| Allied Benefit Systems [5046] | $100 - $138 | 296% |
| Allstate [5047] | $100 | 296% |
| Banner Health Network [5510] | $100 | 296% |
| Boon-Chapman [5441] | $100 | 296% |
| Christian Brothers Services [5439] | $100 | 296% |
| Continental Assurance [5091] | $100 | 296% |
| Esurance No Fault [5105] | $100 | 296% |
| Evolution Healthcare [5438] | $100 - $125 | 296% |
| Geico No Fault [5120] | $100 | 296% |
| Hanover No Fault [5129] | $100 | 296% |
| Healthez [5445] | $100 - $125 | 296% |
| Healthsmart Benefit Solutions [5446] | $100 | 296% |
| Liberty Mutual No Fault [5173] | $100 | 296% |
| Luminare Health Benefits [5483] | $100 | 296% |
| Marpai Health [5449] | $100 | 296% |
| Meritain Health [5185] | $100 | 296% |
| Nippon Benefit Life [5201] | $100 | 296% |
| Nj Manufacturers No Fault [5203] | $100 | 296% |
| Occunet Secondary [5517] | $100 | 296% |
| Praxis Workers Comp [5515] | $100 - $125 | 296% |
| Progressive No Fault [5229] | $100 | 296% |
| Starmark [5240] | $100 | 296% |
| State Farm No Fault [5241] | $100 | 296% |
| The Fairly Group Secondary [5531] | $100 | 296% |
| Travelers No Fault [5249] | $100 | 296% |
| Usaa No Fault [5260] | $100 | 296% |
| Webtpa [5447] | $100 - $125 | 296% |
| Zurich No Fault [5274] | $100 | 296% |
| Amerihealth [5008] | $103 - $110 | 305% |
| Magnacare [5177] | $107 - $154 | 317% |
| First Health Network [5108] | $109 | 323% |
| Gallagher Bassett Workers Comp [5117] | $109 | 323% |
| Liberty Mutual Worker's Comp [5174] | $109 | 323% |
| Pma Workers Comp [5224] | $109 | 323% |
| Sedgwick [5235] | $109 | 323% |
| Sentry Worker's Comp [5489] | $109 | 323% |
| Travelers Workers Compensation [5250] | $109 | 323% |
| Multiplan [5194] | $117 | 347% |
| Aig Workers Compensation [5045] | $125 | 371% |
| Amtrust North America Inc [5521] | $125 | 371% |
| Berkshire Hathaway Guard Insurance Company [5529] | $125 | 371% |
| Broadspire Workers Comp [5357] | $125 | 371% |
| Ccmsi Wc [5525] | $125 | 371% |
| Mvp Health Care [5197] | $125 | 371% |
| Nalc [5198] | $125 | 371% |
| Nationwide Mutual Insurance Company [5526] | $125 | 371% |
| Qual-Lynx Wc Preferred [5230] | $125 | 371% |
| Qual-Lynx Wc Standard [5028] | $125 | 371% |
| Sage Adjusting, LLC [5527] | $125 | 371% |
| Seafarers Health and Benefits Plan [5343] | $125 | 371% |
| Tufts Health Plan [5344] | $125 | 371% |
| Centivo [5405] | $134 - $142 | 397% |
| High Point No Fault [5146] | $134 | 397% |
| Medlogix/Consumer Health Network Pip (Chn) [5414] | $134 | 397% |
| Plymouth Rock Assurance No Fault [5222] | $134 | 397% |
| Independence Bc [5479] | $135 | 400% |
| Prime Healthcare [5435] | $135 | 400% |
| Iaa - Insurance Administrators of America [5482] | $138 | 409% |
| Occunet [5490] | $138 | 409% |
| The Fairly Group [5528] | $138 | 409% |
| Ghi Emblem Health [5122] | $140 - $150 | 415% |
| Humana | $140 - $150 | 415% |
| Ila Local 1478-2 Welfare Fund [5448] | $140 - $150 | 415% |
| Oscar [5213] | $140 - $150 | 415% |
| Oxford Behavioral Health [5291] | $141 - $148 | 418% |
| Oxford [5024] | $141 - $148 | 418% |
| UnitedHealthcare | $141 - $152 | 418% |
| Chubb Worker's Compensation [5075] | $142 | 421% |
| Claims Resolution Corporation Inc [5520] | $142 | 421% |
| Corvel Corporation [5522] | $142 | 421% |
| Esis [5519] | $142 | 421% |
| Inservco Workers Compensation [5158] | $142 - $145 | 421% |
| Medlogix/Consumer Health Network (Chn) [5415] | $142 - $145 | 421% |
| Apwu Healthcare [5053] | $146 - $152 | 433% |
| Geha [5119] | $146 - $152 | 433% |
| Golden Rule Insurance [5124] | $146 - $152 | 433% |
| Harvard Pilgrim Healthcare [5133] | $146 - $152 | 433% |
| Ntca [5208] | $146 - $152 | 433% |
| Surest [5437] | $146 - $152 | 433% |
| Atlantic Home Care and Hospice [5055] | $167 | 495% |
| Bundled Cases/Episodic Payment [5492] | $167 | 495% |
| Carba R Generic [5530] | $167 | 495% |
| Carisk Worker's Comp [5501] | $167 | 495% |
| Kessler Foundation [5532] | $167 | 495% |
| Streamline Worker's Comp [5540] | $167 | 495% |