CMS Price Transparency Data

Hospital observation (per hour)

Facility: St Joseph's University Medical Center Inc

Billing Code: G0378 (HCPCS)

The BaseRate · fair price low confidence
A fair price for this
$84
modeled fair price · typically $47–$677
modeled estimate · not a bill or quote
What this hospital charges insurers
$109
Above the fair price
about $25 over the fair price
Fair price $84 This hospital $109 Cash price $466 Hospital's list price $466

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Lowest price of the 3 NJ hospitals we have prices for — a strong deal.

Cheapest $109 Priciest $371

Black dot = this hospital, among the 3 NJ hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Hospital observation (per hour) is about $84. St Joseph's University Medical Center Inc charges insurers about $109, or about $466 in cash — above the fair price. Located in Paterson, NJ.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $84. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company Price range vs. Medicare
UnitedHealthcaremajor $83 - $7,598 —
Blue Cross Blue Shieldmajor $100 - $2,300 —
Aetnamajor $50 - $4,592 —
Cignamajor $466 —
Ambetter (Centene) $140 —
AmeriHealth $91 - $5,209 —
Fidelis Care $93 - $137 —
Health Net $419 —
MagnaCare $5,539 —
Oscar Health $439 —
+ 3 smaller / regional plans $419 - $7,000
Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Insurance Before you use insurance

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

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Facility Profile & Credentials

  • Address: 703 Main St, Paterson, NJ 07503
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals