CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: St Joseph's University Medical Center Inc

Billing Code: 99213 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$94

about 1.0× the $95 Medicare rate · typically $62–$131

modeled estimate · not a bill or quote

What this hospital charges insurers

$106

About the fair price

about $12 over the fair price · 1.1× Medicare

Medicare pays $95 Fair price $94 This hospital $106 Cash price $246 Hospital's list price $246

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Highest price of the 9 NJ hospitals we have prices for — worth calling around.

Cheapest $42 Priciest $106

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a Office visit, established patient (20-29 min) is about $94 (about 1.0× the $95 Medicare rate). St Joseph's University Medical Center Inc charges insurers about $106, or about $246 in cash — about the fair price. Located in Paterson, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$47 - $311	49%
Blue Cross Blue Shieldmajor	$62 - $302	65%
Aetnamajor	$62 - $243	65%
Cignamajor	$90 - $486	95%
Ambetter (Centene)	$62 - $159	65%
AmeriHealth	$62 - $309	65%
Clover Health	$62 - $106	65%
Fidelis Care	$47 - $111	49%
Health Net	$106 - $437	111%
MagnaCare	$340	357%
Oscar Health	$458	481%
+ 4 smaller / regional plans	$62 - $311

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 246), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99213.

Insurance Before you use insurance

Call your insurance company to confirm St Joseph's University Medical Center Inc is in-network.
Ask your insurer whether prior approval is required for CPT code 99213.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Joseph's University Medical Center Inc

Compare: Office visit, established patient (20-29 min) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.