CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: St Joseph's University Medical Center Inc

Billing Code: 95810 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,202

about 1.4× the $877 Medicare rate · typically $638–$1,563

modeled estimate · not a bill or quote

What this hospital charges insurers

$784

Below the fair price — a good deal

about $418 under the fair price · 0.9× Medicare

Medicare pays $877 Fair price $1,202 This hospital $784 Cash price $8,569 Hospital's list price $8,569

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Lowest price of the 9 NJ hospitals we have prices for — a strong deal.

Cheapest $784 Priciest $1,112

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Sleep study (overnight, in lab) is about $1,202 (about 1.4× the $877 Medicare rate). St Joseph's University Medical Center Inc charges insurers about $784, or about $8,569 in cash — below the fair price — a good deal. Located in Paterson, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$98 - $4,567	11%
Blue Cross Blue Shieldmajor	$130 - $2,905	15%
Aetnamajor	$130 - $4,776	15%
Cignamajor	$401 - $8,569	46%
Ambetter (Centene)	$130 - $1,530	15%
AmeriHealth	$130 - $5,456	15%
Clover Health	$130 - $1,020	15%
Fidelis Care	$98 - $1,715	11%
Health Net	$736 - $7,712	84%
MagnaCare	$5,998	684%
Oscar Health	$8,072	920%
+ 4 smaller / regional plans	$130 - $4,206

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 8,569), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 95810.

Insurance Before you use insurance

Call your insurance company to confirm St Joseph's University Medical Center Inc is in-network.
Ask your insurer whether prior approval is required for CPT code 95810.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Joseph's University Medical Center Inc

Compare: Sleep study (overnight, in lab) at other NJ hospitals

Carewell Health Medical Center · East Orange $922
Inspira Medical Center Vineland · Vineland $1,019
Inspira Medical Center Mullica Hill · Elmer $1,019
Valley Hospital · Paramus $1,036
Ocean Medical Center · Brick $1,066
Cape Regional Medical Center Inc · Cape May Court House $1,112
Shore Medical Center · Somers Point $1,112
Capital Health Regional Medical Center · Trenton $1,112

Insurance negotiated median for the same procedure, sorted lowest first.