CMS Price Transparency Data

Typhoid vaccine

Facility: St Joseph's University Medical Center Inc

Billing Code: 90675 (HCPCS)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90675
Insurance Median: $439
Cash Discount Price: $1,819
vs. Medicare Baseline: 1.39x Medicare

The contracted insurance negotiated median rate for a Typhoid vaccine at St Joseph's University Medical Center Inc is $439. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,819. Compared to the federal Medicare reimbursement reference rate of $315.22, this hospital’s rate is 1.39x the Medicare baseline. Located in 703 Main St, Paterson, NJ.

Cash / Self-Pay

$1,819

Average discount available for prompt cash payment at this facility.

Insurance Median

$439

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$315.22

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $315.22 (100%)

Cash / Self-Pay: $1,819 (577%)

Insurance Median: $439 (139%)

Cash: $1,819 (577% of Medicare)

Ins. Median: $439 (139% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $315.22 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Oxford	$312	99%
UnitedHealthcare	$312 - $323	99%
Aetna	$320 - $652	102%
Amerihealth	$320 - $464	102%
Blue Cross Blue Shield	$320 - $910	102%
Clover Health	$320	102%
Horizon New Jersey Total Care	$320	102%
Wellpoint	$320 - $357	102%
Fidelis Care of New Jersey	$336 - $364	107%
Horizon New Jersey Health	$339	108%
Ambetter / Centene	$480	152%
Magnacare	$910	289%
Oscar	$910	289%
Private Healthcare Systems	$1,183	375%
Multiplan	$1,365	433%
Consumer Health Network	$1,637	519%
Cigna	$1,819	577%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,819.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify HCPCS Code matches exactly: 90675.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Joseph's University Medical Center Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for HCPCS code 90675.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.