CMS Price Transparency Data

Ultrasound, abdomen (limited)

Facility: St Joseph's University Medical Center Inc

Billing Code: 76705 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 76705
Insurance Median: $113
Cash Discount Price: $665
vs. Medicare Baseline: 1.06x Medicare

The contracted insurance negotiated median rate for a Ultrasound, abdomen (limited) at St Joseph's University Medical Center Inc is $113. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $665. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.06x the Medicare baseline. Located in 703 Main St, Paterson, NJ.

Cash / Self-Pay

$665

Average discount available for prompt cash payment at this facility.

Insurance Median

$113

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $665 (623%)

Insurance Median: $113 (106%)

Cash: $665 (623% of Medicare)

Ins. Median: $113 (106% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Fidelis Care of New Jersey	$22 - $247	21%
UnitedHealthcare	$22 - $219	21%
Aetna	$30 - $616	28%
Ambetter / Centene	$30 - $186	28%
Amerihealth	$30 - $785	28%
Clover Health	$30 - $124	28%
Horizon New Jersey Total Care	$30 - $124	28%
Wellpoint	$30 - $242	28%
Blue Cross Blue Shield	$32 - $354	30%
Multiplan	$45 - $925	42%
Private Healthcare Systems	$63 - $801	59%
Horizon New Jersey Health	$72 - $83	67%
Cigna	$96 - $1,233	90%
Consumer Health Network	$127 - $1,110	119%
Longevity Health Plan	$143	134%
Oxford	$160	150%
Magnacare	$863	808%
Oscar	$1,161	1087%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $665.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 76705.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Joseph's University Medical Center Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 76705.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.