CMS Price Transparency Data

Family therapy session

Facility: Trinitas Regional Medical Center

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $359
Cash Discount Price: $112
vs. Medicare Baseline: 1.98x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Trinitas Regional Medical Center is $359. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $112. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.98x the Medicare baseline. Located in 225 Williamson Street, Elizabeth, NJ.

Cash / Self-Pay

$112

Average discount available for prompt cash payment at this facility.

Insurance Median

$359

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $112 (62%)

Insurance Median: $359 (198%)

Cash: $112 (62% of Medicare)

Ins. Median: $359 (198% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$99 - $507	55%
Blue Cross Blue Shield	$126 - $735	69%
Wellpoint	$129 - $176	71%
Humana	$176	97%
Clover Health	$176	97%
Fidelis Care	$176	97%
Qualcare Inc	$231	127%
Wellcare	$349	192%
Emblem Health	$351	194%
First Health	$359	198%
Cigna	$439 - $462	242%
Amerihealth	$583	321%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $112.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Trinitas Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.