CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Riverview Medical Center

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $406
Cash Discount Price: $225
vs. Medicare Baseline: 1.81x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Riverview Medical Center is $406. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $225. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 1.81x the Medicare baseline. Located in One Riverview Plaza, Red Bank, NJ.

Cash / Self-Pay

$225

Average discount available for prompt cash payment at this facility.

Insurance Median

$406

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $225 (101%)

Insurance Median: $406 (181%)

Cash: $225 (101% of Medicare)

Ins. Median: $406 (181% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Karna	$14	6%
Aetna	$74 - $471	33%
Clover	$94	42%
Seoul Medical Group	$113	51%
Blue Cross Blue Shield	$225	101%
Vaccn	$225	101%
Wellcare	$225	101%
United Community/Americhoice	$236	105%
UnitedHealthcare	$270 - $525	121%
Oxford	$271	121%
Horizon	$334 - $422	149%
Bergen Risk	$392	175%
Qualcare	$406 - $460	181%
Cigna	$418 - $500	187%
Activecare First McO	$445	199%
Multiplan - PHCS	$445	199%
Amerihealth	$452 - $512	202%
Brighton Health Plan	$471	211%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $225.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Riverview Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.