CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Raritan Bay Medical Center

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $18,131
Cash Discount Price: $15,649
vs. Medicare Baseline: 1.42x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Raritan Bay Medical Center is $18,131. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $15,649. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.42x the Medicare baseline. Located in 530 New Brunswick Ave, Perth Amboy, NJ.

Cash / Self-Pay

$15,649

Average discount available for prompt cash payment at this facility.

Insurance Median

$18,131

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $15,649 (122%)

Insurance Median: $18,131 (142%)

Cash: $15,649 (122% of Medicare)

Ins. Median: $18,131 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon	$5,095 - $11,842	40%
Vaccn	$15,649	122%
Aetna	$16,788 - $50,468	131%
Amerigroup	$16,788 - $17,963	131%
Blue Cross Blue Shield	$16,788	131%
Ubh	$16,788	131%
Wellcare	$16,788	131%
United Community/Americhoice	$17,627	138%
Clover	$18,467	144%
Seoul Medical Group	$18,803	147%
UnitedHealthcare	$20,146 - $68,353	157%
Karna	$24,060	188%
Cigna	$56,849 - $62,519	444%
Oxford	$57,824	451%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $15,649.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Raritan Bay Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.