CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Englewood Hospital and Medical Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,389
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.14x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Englewood Hospital and Medical Center is $1,389. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.14x the Medicare baseline. Located in 350 Engle St, Englewood, NJ.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,389

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Insurance Median: $1,389 (114%)

Ins. Median: $1,389 (114% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon New Jersey Health_674	$319	26%
Hip Health Plan	$1,250 - $1,319	102%
Heathnet Federal Services	$1,277	104%
Aetna	$1,389 - $2,291	114%
Americhoice_732	$1,389	114%
Amerigroup_758	$1,389	114%
Amerihealth_766	$1,389	114%
Blue Cross Blue Shield	$1,389	114%
Clover_733	$1,389	114%
Horizon New Jersey Health - Dsnp	$1,389	114%
Humana	$1,389	114%
UnitedHealthcare	$1,389 - $4,954	114%
Emblem_734	$1,433	117%
Wellcare_765	$1,500	123%
Health Care Support_787	$2,430	199%
Amerihealth_760	$2,498	204%
Magnacare_763	$3,410	279%
Magnacare_769	$3,978	325%
Oxford_741	$4,865	398%
Cigna	$5,713	467%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Englewood Hospital and Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.