CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Englewood Hospital and Medical Center

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $19,401
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.38x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Englewood Hospital and Medical Center is $19,401. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.38x the Medicare baseline. Located in 350 Engle St, Englewood, NJ.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$19,401

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $19,401 (138%)

Ins. Median: $19,401 (138% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon	$2,873	20%
Qualcare	$6,675	48%
Bergen	$15,756	112%
Hip Health Plan	$16,615 - $16,984	118%
Aetna	$18,461 - $30,697	131%
Americhoice_732	$18,461	131%
Amerigroup_758	$18,461	131%
Amerihealth_766	$18,461	131%
Blue Cross Blue Shield	$18,461 - $51,507	131%
Clover_733	$18,461	131%
Emblem_734	$18,461	131%
Horizon New Jersey Health - Dsnp	$18,461	131%
Humana	$18,461	131%
Health Care Support_787	$19,384	138%
Magnacare	$19,401	138%
Wellcare_765	$19,938	142%
Qualcare_783	$22,788	162%
Magnacare_763	$25,118	179%
Amerihealth_760	$28,143	200%
Magnacare_769	$28,918	206%
Oxford_741	$32,768	233%
UnitedHealthcare	$32,768 - $33,129	233%
Cigna	$33,071	235%
Amerihealth_757	$38,838	277%
Horizon New Jersey Health_674	$55,647	396%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Englewood Hospital and Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.