CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Ocean Medical Center

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $187
Cash Discount Price: $37
vs. Medicare Baseline: 6.43x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Ocean Medical Center is $187. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $37. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 6.43x the Medicare baseline. Located in 425 Jack Martin Blvd, Brick, NJ.

Cash / Self-Pay

$37

Average discount available for prompt cash payment at this facility.

Insurance Median

$187

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $37 (127%)

Insurance Median: $187 (643%)

Cash: $37 (127% of Medicare)

Ins. Median: $187 (643% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 643% of the Medicare baseline (a markup of 543%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$33 - $216	114%
Amerigroup	$37 - $56	127%
Horizon	$37 - $191	127%
Vaccn	$37	127%
United Community/Americhoice	$39	134%
Clover	$42 - $46	145%
UnitedHealthcare	$44 - $558	151%
Seoul Medical Group	$45 - $55	155%
Karna	$49 - $50	169%
Blue Cross Blue Shield	$104	358%
Horizon - Jri@Oumc	$116 - $205	399%
Cigna	$128 - $245	440%
Activecare First McO	$178 - $196	613%
Intergroup	$178	613%
Qualcare	$179 - $306	616%
Oxford - Jri@Oumc	$193	664%
Multiplan - PHCS	$196 - $217	674%
Amerihealth	$198 - $252	681%
Prime Health	$204	702%
Wellcare	$224	771%
Bergen Risk	$291	1001%
Brighton Health Plan	$355 - $525	1222%
Oxford	$414 - $495	1425%
Brighton Health Plan - Jri@Oumc	$500	1721%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $37.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ocean Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.