CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Jersey Shore University Medical Center

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $17,488
Cash Discount Price: $15,348
vs. Medicare Baseline: 1.37x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Jersey Shore University Medical Center is $17,488. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $15,348. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.37x the Medicare baseline. Located in 1945 Rte 33, Neptune, NJ.

Cash / Self-Pay

$15,348

Average discount available for prompt cash payment at this facility.

Insurance Median

$17,488

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $15,348 (120%)

Insurance Median: $17,488 (137%)

Cash: $15,348 (120% of Medicare)

Ins. Median: $17,488 (137% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$13,075 - $77,072	102%
Vaccn	$15,348	120%
Horizon	$16,183	126%
Aetna	$16,344 - $77,179	128%
Amerigroup	$16,344	128%
Blue Cross Blue Shield	$16,344	128%
Ubh	$16,344	128%
Wellcare	$16,344	128%
United Community/Americhoice	$17,161	134%
Clover	$17,979	140%
Seoul Medical Group	$18,305	143%
Karna	$23,468	183%
Cigna	$52,760 - $58,376	412%
Oxford	$71,858	561%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $15,348.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jersey Shore University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.