CMS Price Transparency Data

Inguinal hernia repair

Facility: Jersey City Medical Center

Billing Code: 49505 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,443

about 1.2× the $3,658 Medicare rate · typically $4,040–$5,680

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,554

About the fair price

about $111 over the fair price · 1.2× Medicare

Medicare pays $3,658 Fair price $4,443 This hospital $4,554 Cash price $5,339

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Highest price of the 9 NJ hospitals we have prices for — worth calling around.

Cheapest $860 Priciest $4,554

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $4,443 (about 1.2× the $3,658 Medicare rate). Jersey City Medical Center charges insurers about $4,554, or about $5,339 in cash — about the fair price. Located in Jersey City, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$4,239 - $6,341	116%
Blue Cross Blue Shieldmajor	$347 - $4,156	9%
Aetnamajor	$4,156 - $6,680	114%
Cignamajor	$3,584 - $4,797	98%
Humanamajor	$4,156	114%
Clover Health	$4,156	114%
Fidelis Care	$4,156	114%
WellCare	$8,270	226%
+ 2 smaller / regional plans	$5,115 - $7,896

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 5,339), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm Jersey City Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Jersey City Medical Center

Compare: Inguinal hernia repair at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.