CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Carewell Health Medical Center

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $3,640
Cash Discount Price: $20,751
vs. Medicare Baseline: 1.09x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Carewell Health Medical Center is $3,640. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $20,751. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.09x the Medicare baseline. Located in 300 Central Ave, East Orange, NJ.

Cash / Self-Pay

$20,751

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,640

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $20,751 (621%)

Insurance Median: $3,640 (109%)

Cash: $20,751 (621% of Medicare)

Ins. Median: $3,640 (109% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Clover	$600 - $3,640	18%
Horizon New Jersey Health	$600 - $3,640	18%
UnitedHealthcare	$600 - $4,104	18%
Wellcare	$600 - $4,104	18%
Oxford Health Plan	$2,272	68%
Aetna	$3,640 - $20,751	109%
Amerigroup	$4,350	130%
Blue Cross Blue Shield	$8,245	247%
Magnacare	$15,868	475%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $20,751.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Carewell Health Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.