CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Jefferson Stratford Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$294

about 1.2× the $244 Medicare rate · typically $273–$405

modeled estimate · not a bill or quote

What this hospital charges insurers

$274

About the fair price

about $20 under the fair price · 1.1× Medicare

Medicare pays $244 Fair price $294 This hospital $274 Cash price $309 Hospital's list price $3,468

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

A typical price — 5 charge more and 3 charge less, among the 9 NJ hospitals compared.

Cheapest $217 Priciest $291

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $294 (about 1.2× the $244 Medicare rate). Jefferson Stratford Hospital charges insurers about $274, or about $309 in cash — about the fair price. Located in Stratford, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$238 - $410	98%
Blue Cross Blue Shieldmajor	$283 - $3,257	116%
Aetnamajor	$246 - $996	101%
Cignamajor	$251 - $454	103%
Humanamajor	$246	101%
Ambetter (Centene)	$350	144%
AmeriHealth	$1,470 - $1,749	603%
Devoted Health	$254	104%
+ 10 smaller / regional plans	$242 - $742

Government programs also on file: Medicare, Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 309), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Jefferson Stratford Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Jefferson Stratford Hospital

Compare: MRI, lower back (no contrast) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.