CMS Price Transparency Data

X-ray, chest (single view)

Facility: Saint Michael's Medical Center

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $105
Cash Discount Price: $100
vs. Medicare Baseline: 1.18x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Saint Michael's Medical Center is $105. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $100. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.18x the Medicare baseline. Located in 111 Central Avenue, Newark, NJ.

Cash / Self-Pay

$100

Average discount available for prompt cash payment at this facility.

Insurance Median

$105

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $100 (112%)

Insurance Median: $105 (118%)

Cash: $100 (112% of Medicare)

Ins. Median: $105 (118% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth	$55 - $101	62%
Tricare	$81	91%
UnitedHealthcare	$81 - $121	91%
Aetna	$101 - $214	114%
Horizon	$101 - $206	114%
Humana	$101	114%
Medicare (plans)	$101	114%
New Jersey Out of State	$101	114%
Wellpoint Amerigroup	$101	114%
Wellcare	$104 - $136	117%
Clover Health	$105	118%
Curana	$106	119%
Employer Direct Healthcare	$141	159%
Naphcare	$156	175%
Cigna	$161	181%
Fairprice Healthcare Holdings - Fphh	$161	181%
Coventry	$202	227%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $100.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Michael's Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.