CMS Price Transparency Data

Bunion correction surgery

Facility: Robert Wood Johnson University Hospital at Hamilton

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $5,085
Cash Discount Price: $5,110
vs. Medicare Baseline: 1.52x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Robert Wood Johnson University Hospital at Hamilton is $5,085. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,110. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.52x the Medicare baseline. Located in One Hamilton Health Place, Hamilton, NJ.

Cash / Self-Pay

$5,110

Average discount available for prompt cash payment at this facility.

Insurance Median

$5,085

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $5,110 (153%)

Insurance Median: $5,085 (152%)

Cash: $5,110 (153% of Medicare)

Ins. Median: $5,085 (152% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$487 - $15,688	15%
Aetna	$3,546 - $5,845	106%
Clover Health	$3,546	106%
Fidelis Care	$3,546	106%
Humana	$3,546	106%
Wellpoint	$3,546	106%
UnitedHealthcare	$3,617 - $5,982	108%
Cigna	$3,883 - $5,197	116%
Emblem Health	$6,205	186%
Wellcare	$7,056	211%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,110.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Robert Wood Johnson University Hospital at Hamilton is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.