CMS Price Transparency Data

Bunion correction surgery

Facility: Hudson Regional Hospital

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $5,986
Cash Discount Price: $10,581
vs. Medicare Baseline: 1.79x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Hudson Regional Hospital is $5,986. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $10,581. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.79x the Medicare baseline. Located in 55 Meadowlands Pkwy, Secaucus, NJ.

Cash / Self-Pay

$10,581

Average discount available for prompt cash payment at this facility.

Insurance Median

$5,986

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $10,581 (317%)

Insurance Median: $5,986 (179%)

Cash: $10,581 (317% of Medicare)

Ins. Median: $5,986 (179% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon Nj Hlth - All Plans	$1,731	52%
Oxford - All Plans	$5,118	153%
UnitedHealthcare	$5,572	167%
Aetna	$6,400	191%
Cigna	$10,581	317%
Blue Cross Blue Shield	$19,966	597%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $10,581.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hudson Regional Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.