CMS Price Transparency Data

Blood test, comprehensive metabolic panel

Facility: The University Hospital

Billing Code: 80053 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80053
Insurance Median: $78
Cash Discount Price: $12
vs. Medicare Baseline: 7.39x Medicare

The contracted insurance negotiated median rate for a Blood test, comprehensive metabolic panel at The University Hospital is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $12. Compared to the federal Medicare reimbursement reference rate of $10.56, this hospital’s rate is 7.39x the Medicare baseline. Located in 150 Bergen St, Newark, NJ.

Cash / Self-Pay

$12

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.56 (100%)

Cash / Self-Pay: $12 (114%)

Insurance Median: $78 (739%)

Cash: $12 (114% of Medicare)

Ins. Median: $78 (739% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 739% of the Medicare baseline (a markup of 639%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Fidelis	$8 - $11	76%
UnitedHealthcare	$8 - $11	76%
Aetna	$11 - $78	104%
Amerihealth	$11 - $15	104%
Clover Health	$11	104%
Horizon	$28 - $78	265%
Wellpoint	$61	578%
First Health	$144	1364%
Americare	$154	1458%
Qualcare	$154	1458%
Correctional Medical Services	$164	1553%
Multiplan	$164	1553%
First Trenton	$185	1752%
Managed Care Inc	$185	1752%
Consumer Health Network	$195	1847%
Three Rivers	$195	1847%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $12.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80053.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80053.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.