CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: The University Hospital

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $1,153
Cash Discount Price: $234
vs. Medicare Baseline: 6.43x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at The University Hospital is $1,153. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $234. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 6.43x the Medicare baseline. Located in 150 Bergen St, Newark, NJ.

Cash / Self-Pay

$234

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,153

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $234 (131%)

Insurance Median: $1,153 (643%)

Cash: $234 (131% of Medicare)

Ins. Median: $1,153 (643% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 643% of the Medicare baseline (a markup of 543%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth	$202 - $203	113%
Clover Health	$203	113%
Aetna	$203 - $1,153	113%
Fidelis	$203 - $1,153	113%
UnitedHealthcare	$203 - $1,153	113%
Horizon	$203 - $407	113%
Wellpoint	$1,175	656%
First Health	$2,748	1533%
Qualcare	$2,944	1643%
Americare	$2,944	1643%
Correctional Medical Services	$3,141	1753%
Multiplan	$3,141	1753%
First Trenton	$3,533	1972%
Managed Care Inc	$3,533	1972%
Consumer Health Network	$3,730	2081%
Three Rivers	$3,730	2081%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $234.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.