CMS Price Transparency Data

Blood test, calcium

Facility: Hackensack Meridian Health Pascack Valley Medical

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82310
  • Insurance Median: $18
  • Cash Discount Price: $6
  • vs. Medicare Baseline: 3.49x Medicare
The contracted insurance negotiated median rate for a Blood test, calcium at Hackensack Meridian Health Pascack Valley Medical is $18. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 3.49x the Medicare baseline. Located in 250 Old Hook Road, Westwood, NJ.
Cash / Self-Pay
$6

Average discount available for prompt cash payment at this facility.

Insurance Median
$18

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)
Cash / Self-Pay: $6 (116%)
Insurance Median: $18 (349%)
Cash: $6 (116% of Medicare)
Ins. Median: $18 (349% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 349% of the Medicare baseline (a markup of 249%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Healthscope Benefits [2290] $2 - $18 39%
UnitedHealthcare $2 - $20 39%
Medicare (plans) $4 78%
Aetna $5 97%
Black Lung [6055] $9 174%
Commercial Generic [1285] $9 174%
Create Flex / Select [3580] $9 174%
Healthcare Highways [2210] $9 - $18 174%
Horizon [3625] $9 - $20 174%
Lucent Health [6000] $9 174%
Oncology Patient Assistance Programs [2295] $9 174%
Selecthealth [3740] $9 174%
Web Tpa [2115] $9 174%
Worker's Comp [2125] $9 - $17 174%
Wtc Healthcare Sme Karna [8005] $9 174%
Magnacare Commercial [3650] $17 329%
Administrative Concepts [1005] $18 349%
Allied National Global Care [1035] $18 349%
First Health [1375] $18 349%
Gilsbar [1425] $18 349%
Healthcost Solutions [2415] $18 349%
Healthfirst [2395] $18 349%
Healthnet [1495] $18 349%
Hometown Health [2155] $18 349%
Mayo Clinic Health Solutions [2280] $18 349%
Multiplan [1680] $18 349%
Mutual of Omaha [1685] $18 349%
New Era Life Insurance Company [1705] $18 349%
PHCS [1780] $18 349%
Pan American Life Insurance Co [1770] $18 349%
Pba [1775] $18 349%
Planned Administrators Inc [2360] $18 349%
Qualcare [3725] $18 - $20 349%
Resource One Administrators [2815] $18 349%
Trustmark [2030] $18 349%
Universal Fidelity [2085] $18 349%
Blue Cross Blue Shield $20 388%
Emblem Health [2430] $20 388%
Humana $20 388%
Amerihealth [3520] $21 407%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 250 Old Hook Road, Westwood, NJ 07675
  • CMS Rating: ★★★★★
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals