CMS Price Transparency Data

X-ray, hand

Facility: Hackensack Meridian Health Pascack Valley Medical

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 73130
  • Insurance Median: $221
  • Cash Discount Price: $121
  • vs. Medicare Baseline: 2.49x Medicare
The contracted insurance negotiated median rate for a X-ray, hand at Hackensack Meridian Health Pascack Valley Medical is $221. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $121. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.49x the Medicare baseline. Located in 250 Old Hook Road, Westwood, NJ.
Cash / Self-Pay
$121

Average discount available for prompt cash payment at this facility.

Insurance Median
$221

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)
Cash / Self-Pay: $121 (136%)
Insurance Median: $221 (249%)
Cash: $121 (136% of Medicare)
Ins. Median: $221 (249% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 249% of the Medicare baseline (a markup of 149%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Healthscope Benefits [2290] $21 - $332 24%
UnitedHealthcare $21 - $63 24%
Medicaid / KanCare $38 - $60 43%
Medicare (plans) $47 - $70 53%
Aetna $57 - $86 64%
Black Lung [6055] $107 - $160 120%
Commercial Generic [1285] $107 - $160 120%
Create Flex / Select [3580] $107 - $160 120%
Healthcare Highways [2210] $107 - $332 120%
Horizon [3625] $107 - $160 120%
Lucent Health [6000] $107 - $160 120%
Oncology Patient Assistance Programs [2295] $107 - $160 120%
Selecthealth [3740] $107 - $160 120%
Web Tpa [2115] $107 - $160 120%
Worker's Comp [2125] $107 - $312 120%
Wtc Healthcare Sme Karna [8005] $107 - $160 120%
Magnacare Commercial [3650] $208 - $312 234%
Qualcare [3725] $218 - $378 245%
Administrative Concepts [1005] $221 - $332 249%
Allied National Global Care [1035] $221 - $332 249%
First Health [1375] $221 - $332 249%
Gilsbar [1425] $221 - $332 249%
Healthcost Solutions [2415] $221 - $332 249%
Healthfirst [2395] $221 - $332 249%
Healthnet [1495] $221 - $332 249%
Hometown Health [2155] $221 - $332 249%
Mayo Clinic Health Solutions [2280] $221 - $332 249%
Multiplan [1680] $221 - $332 249%
Mutual of Omaha [1685] $221 - $332 249%
New Era Life Insurance Company [1705] $221 - $332 249%
PHCS [1780] $221 - $332 249%
Pan American Life Insurance Co [1770] $221 - $332 249%
Pba [1775] $221 - $332 249%
Planned Administrators Inc [2360] $221 - $332 249%
Resource One Administrators [2815] $221 - $332 249%
Trustmark [2030] $221 - $332 249%
Universal Fidelity [2085] $221 - $332 249%
Emblem Health [2430] $252 - $378 283%
Humana $252 - $378 283%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 250 Old Hook Road, Westwood, NJ 07675
  • CMS Rating: ★★★★★
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals