Pneumococcal vaccine cost in NJ
What a pneumococcal vaccine costs at NJ hospitals — and the fair price to aim for.
Typical commercial prices here are 4% below the fair benchmark (0.96×) after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Ocean Medical Center prices routine shoppable procedures near 2.9× Medicare (p50 1.81×) while skewing captive emergency, lab, and upper-quartile codes to 3.7× Medicare (p75 2.58×, +43% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.14× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 95% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 69% patient recommendation (64/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (52.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.96× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.8×) & laboratory (1.9×) services average 1.28× higher multiples than routine shoppable care (2.9×)
- Upper-quartile procedures (Q75 2.58×) jump +43% above the median procedure ratio (Q50 1.81×)
- Unnegotiated chargemaster list prices average 10.4× Medicare (21¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, NJ hospitals charge about the fair price for this. how we calculate the BaseRate →
Compared with the rest of the country, NJ’s fair BaseRate ($139) is about the same as the national fair price of $144.
Cheapest NJ hospitals for a pneumococcal vaccine
- Ocean Medical Center · Brick $94
- Bayshore Medical Center · Holmdel $113
- Cooper University Hospital · Camden $124
- Trinitas Regional Medical Center · Elizabeth $133
- Atlanticare Regional Medical Center - City Campus · Atlantic City $133
- Capital Health Regional Medical Center · Trenton $133
- Capital Health Medical Center - Hopewell · Pennington $133
- Shore Medical Center · Somers Point $133
- The University Hospital · Newark $133
- Clara Maass Medical Center · Belleville $133
- Newark Beth Israel Medical Center · Newark $133
- Inspira Medical Center Vineland · Vineland $133
- Cooperman Barnabas Medical Center · Livingston $133
- Community Medical Center · Toms River $133
- Monmouth Medical Center · Long Branch $133
Audit a Bill or Quote at NJ Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $118
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $118).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask NJ Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $139 Fair BaseRate ($81 Medicare)
Your bill ($324) is $185 above the denoised Fair BaseRate ($139) and 4.0× the $81 Medicare rate.