CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Lovelace Westside Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $4,271
Cash Discount Price: $1,424
vs. Medicare Baseline: 4.87x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Lovelace Westside Hospital is $4,271. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,424. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 4.87x the Medicare baseline. Located in 10501 Golf Course Road Nw, Albuquerque, NM.

Cash / Self-Pay

$1,424

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,271

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $1,424 (162%)

Insurance Median: $4,271 (487%)

Cash: $1,424 (162% of Medicare)

Ins. Median: $4,271 (487% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 487% of the Medicare baseline (a markup of 387%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
The Health Plan [2915]	$959	109%
Healthscope Benefits [2290]	$1,115	127%
UnitedHealthcare	$1,115	127%
Corvel Corp [2235]	$1,907	217%
Enablecomp [1350]	$1,946	222%
Worker'S Comp [2125]	$1,946	222%
Benefit Management [1175]	$2,373	270%
Magellan Behavioral Commercial [2895]	$2,373	270%
Presbyterian Health Plan [1830]	$2,373	270%
Zelis [2385]	$2,373	270%
Administrative Concepts [1005]	$4,271	487%
Aetna	$4,271	487%
Allied Benefit Systems Inc [1030]	$4,271	487%
Allied National Global Care [1035]	$4,271	487%
American Medical Security [2190]	$4,271	487%
Boon-Chapman [2375]	$4,271	487%
Coresource [1315]	$4,271	487%
Coventry Healthcare [1320]	$4,271	487%
Emblem Health [2430]	$4,271	487%
Employee Benefit Management Services [2445]	$4,271	487%
Healthcost Solutions [2415]	$4,271	487%
Multiplan [1680]	$4,271	487%
Mutual Of Omaha [1685]	$4,271	487%
National Telephone Cooperative [1700]	$4,271	487%
Northamerica Administrators [1725]	$4,271	487%
Pan American Life Insurance Co [1770]	$4,271	487%
Phcs [1780]	$4,271	487%
Trustmark [2030]	$4,271	487%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,424.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lovelace Westside Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.