CMS Price Transparency Data

MRI, knee or other leg joint

Facility: Lovelace Regional Hospital - Roswell

Billing Code: 73721 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73721
Insurance Median: $4,546
Cash Discount Price: $2,551
vs. Medicare Baseline: 18.65x Medicare

The contracted insurance negotiated median rate for a MRI, knee or other leg joint at Lovelace Regional Hospital - Roswell is $4,546. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,551. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 18.65x the Medicare baseline. Located in 117 East 19Th Street, Roswell, NM.

Cash / Self-Pay

$2,551

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,546

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $2,551 (1046%)

Insurance Median: $4,546 (1865%)

Cash: $2,551 (1046% of Medicare)

Ins. Median: $4,546 (1865% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1865% of the Medicare baseline (a markup of 1765%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
The Health Plan [2915]	$1,374 - $2,061	564%
UnitedHealthcare	$2,170 - $3,255	890%
Benefit Management [1175]	$3,402 - $5,102	1396%
Medicare (plans)	$3,402 - $5,102	1396%
Zelis [2385]	$3,402 - $5,102	1396%
Caprock Health Plans [1200]	$4,422 - $6,633	1814%
Magellan Behavioral Commercial [2895]	$4,422 - $6,633	1814%
Presbyterian Health Plan [1830]	$4,422 - $6,633	1814%
Cigna	$4,670 - $7,005	1916%
Samba Health [2305]	$4,670 - $7,005	1916%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,551.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73721.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lovelace Regional Hospital - Roswell is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73721.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.