CMS Price Transparency Data

Family therapy session

Facility: Renown Regional Medical Center

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $294
Cash Discount Price: $454
vs. Medicare Baseline: 1.62x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Renown Regional Medical Center is $294. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $454. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.62x the Medicare baseline. Located in 1155 Mill Street, Reno, NV.

Cash / Self-Pay

$454

Average discount available for prompt cash payment at this facility.

Insurance Median

$294

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $454 (250%)

Insurance Median: $294 (162%)

Cash: $454 (250% of Medicare)

Ins. Median: $294 (162% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$92 - $405	51%
Molina Healthcare Of Nevada	$92 - $456	51%
Silversummit Healthplan	$92 - $227	51%
Caresource Network Partners	$93	51%
Hpn	$119	66%
Hometown Health	$194 - $454	107%
Health Net Federal Services	$231	127%
UnitedHealthcare	$262 - $618	144%
Naphcare	$291	160%
Aetna	$297 - $622	164%
Integrated Medical Solutions	$359	198%
Cigna	$365	201%
Prominence Health First	$383	211%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $454.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Renown Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.