CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Renown Regional Medical Center

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $375
Cash Discount Price: $796
vs. Medicare Baseline: 2.07x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Renown Regional Medical Center is $375. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $796. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.07x the Medicare baseline. Located in 1155 Mill Street, Reno, NV.

Cash / Self-Pay

$796

Average discount available for prompt cash payment at this facility.

Insurance Median

$375

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $796 (439%)

Insurance Median: $375 (207%)

Cash: $796 (439% of Medicare)

Ins. Median: $375 (207% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 207% of the Medicare baseline (a markup of 107%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Hometown Health	$194 - $796	107%
Molina Healthcare Of Nevada	$194 - $456	107%
Health Net Federal Services	$231	127%
UnitedHealthcare	$262 - $739	144%
Naphcare	$291	160%
Aetna	$334 - $521	184%
Silversummit Healthplan	$341 - $398	188%
Integrated Medical Solutions	$359	198%
Blue Cross Blue Shield	$405	223%
Cigna	$639	352%
Prominence Health First	$671	370%
Hpn	$1,137	627%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $796.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Renown Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.