MRI, lower back (no contrast)
Facility: University Medical Center
Billing Code: 72148 (CPT)
This hospital's typical commercial price is $124 compared to the $165 fair price benchmark.
2-Star CMS clinical quality rating paired with 0.75× fair market pricing.
Lowest price of the 9 NV hospitals we have prices for — a strong deal.
Black dot = this hospital, among the 9 NV hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a MRI, lower back (no contrast) is about $165 (about 0.7× the $244 Medicare rate). University Medical Center charges insurers about $124, or about $742 in cash — below the fair price — a good deal. Located in Las Vegas, NV.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $67 - $1,274 | 27% |
| Blue Cross Blue Shieldmajor | $67 - $267 | 27% |
| Aetnamajor | $61 - $1,835 | 25% |
| Cignamajor | $152 - $531 | 62% |
| Kaiser Permanentemajor | $152 - $531 | 62% |
| Ambetter (Centene) | $100 - $414 | 41% |
| GEHA | $75 - $101 | 31% |
| Health Net | $75 - $534 | 31% |
| HealthPartners | $67 - $1,541 | 27% |
| Molina | $67 - $395 | 27% |
| SelectHealth | $67 - $395 | 27% |
| + 68 smaller / regional plans | $61 - $2,247 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at University Medical Center
Compare: MRI, lower back (no contrast) at other NV hospitals
- Incline Village Community Hospital · Incline Village $181
- Sunrise Hospital and Medical Center · Las Vegas $184
- Mountainview Hospital · Las Vegas $194
- Southern Hills Hospital and Medical Center · Las Vegas $201
- Carson Valley Health · Gardnerville $218
- Renown Regional Medical Center · Reno $260
- PAM Rehabilitation Hospital of Centennial Hills · Las Vegas $260
- Renown South Meadows Medical Center · Reno $261
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at University Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $898
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $898).
Self-Pay Cash Rate ($742) Beats Your Bill
University Medical Center's published 45 CFR § 180 self-pay cash rate is $742 (vs. $124 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $165 Fair BaseRate ($244 Medicare)
Your bill ($2,474) is $2,309 above the denoised Fair BaseRate ($165) and 10.1× the $244 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.