CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Saint Mary's Regional Medical Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,511
Cash Discount Price: $1,301
vs. Medicare Baseline: 1.24x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Saint Mary's Regional Medical Center is $1,511. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,301. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.24x the Medicare baseline. Located in 235 W 6Th St, Reno, NV.

Cash / Self-Pay

$1,301

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,511

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $1,301 (106%)

Insurance Median: $1,511 (124%)

Cash: $1,301 (106% of Medicare)

Ins. Median: $1,511 (124% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina Healthcare Of Nv	$250 - $1,302	20%
Access To Healthcare Network	$283	23%
Blue Cross Blue Shield	$333 - $2,510	27%
Health Plan Of Nevada	$333 - $1,302	27%
Medicaid / KanCare	$333	27%
Silver Summit	$333 - $2,278	27%
Aetna	$1,302 - $2,444	106%
Medicare (plans)	$1,302	106%
Saint Mary Health Plan	$1,302 - $1,497	106%
Sierra	$1,302	106%
Tricare	$1,302	106%
Triwest	$1,302	106%
Alignment	$1,328	109%
UnitedHealthcare	$1,341 - $2,578	110%
Pam	$1,497	122%
Occunet	$1,508 - $2,603	123%
Three Rivers	$1,508	123%
Worker Compensation	$1,555	127%
Veterans Evaluation Service Ves	$1,627	133%
Employer Direct	$1,822	149%
Home Town Test	$1,822	149%
Naphcare	$1,822	149%
Asserta Health	$1,952	160%
Imperial Insurance Company	$1,952 - $2,408	160%
Nevada Health Partners	$2,418	198%
6 Degrees	$2,603	213%
Nv Preferred	$2,768 - $2,955	226%
Custom Ink	$2,824	231%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,301.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Mary's Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.