CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Saint Mary's Regional Medical Center

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $38
Cash Discount Price: $32
vs. Medicare Baseline: 1.16x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Saint Mary's Regional Medical Center is $38. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $32. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 1.16x the Medicare baseline. Located in 235 W 6Th St, Reno, NV.

Cash / Self-Pay

$32

Average discount available for prompt cash payment at this facility.

Insurance Median

$38

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $32 (98%)

Insurance Median: $38 (116%)

Cash: $32 (98% of Medicare)

Ins. Median: $38 (116% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access To Healthcare Network	$10	31%
Blue Cross Blue Shield	$29 - $33	89%
Health Plan Of Nevada	$29 - $33	89%
Medicaid / KanCare	$29	89%
Silver Summit	$29 - $57	89%
Molina Healthcare Of Nv	$30 - $33	92%
Aetna	$33 - $68	101%
Alignment	$33	101%
Medicare (plans)	$33	101%
Saint Mary Health Plan	$33 - $38	101%
Sierra	$33	101%
Tricare	$33	101%
Triwest	$33	101%
UnitedHealthcare	$34 - $141	104%
Pam	$38	116%
Veterans Evaluation Service Ves	$41	125%
Employer Direct	$46	141%
Home Town Test	$46	141%
Naphcare	$46	141%
Asserta Health	$49	150%
Imperial Insurance Company	$49 - $60	150%
Nevada Health Partners	$61	186%
6 Degrees	$65	199%
Occunet	$65 - $87	199%
Nv Preferred	$70 - $74	214%
Custom Ink	$71	217%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $32.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Mary's Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.