CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Incline Village Community Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $546
Cash Discount Price: $607
vs. Medicare Baseline: 3.01x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Incline Village Community Hospital is $546. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $607. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 3.01x the Medicare baseline. Located in 880 Alder Street, Incline Village, NV.

Cash / Self-Pay

$607

Average discount available for prompt cash payment at this facility.

Insurance Median

$546

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $607 (335%)

Insurance Median: $546 (301%)

Cash: $607 (335% of Medicare)

Ins. Median: $546 (301% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 301% of the Medicare baseline (a markup of 201%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$99 - $546	55%
Ca Hlth And Wellness - All Plans	$118 - $619	65%
Medicare (plans)	$135 - $237	74%
UnitedHealthcare	$156 - $546	86%
Healthnet - All Plans	$182 - $577	100%
Aetna	$534	294%
Prominence Healthfirst - All Plans	$534	294%
Admar Multiplan - All Plans	$546	301%
First Health - All Plans	$546	301%
Great West/One Health - All Plans	$546	301%
Hometown Hp - All Plans	$546	301%
Humana	$546	301%
Interplan - All Plans	$546	301%
Multiplan - All Plans	$546	301%
Phcs - All Plans	$546	301%
Cigna	$558	308%
Beech Street/Capp Care - All Plans	$577	318%
Uhn - All Plans	$577	318%
Sierra Health - All Plans	$589	325%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $607.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Incline Village Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.