Colonoscopy with biopsy cost in NY
What a colonoscopy with biopsy costs at NY hospitals — and the fair price to aim for.
Typical commercial prices here are +11% above the fair benchmark (1.11×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Kenmore Mercy Hospital prices routine shoppable procedures near 0.8× Medicare (p50 0.86×) while skewing captive emergency, lab, and upper-quartile codes to 1.3× Medicare (p75 1.01×, +17% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 10% below peer Fair BaseRate (0.90×)
- Self-pay cash beats commercial insurance on 19% of shoppable procedures (25/100 Cash Honesty)
- CMS clinical safety score (70/100 safety score) with 77% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (29.5% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 2.6× markup over Medicare rates
- Captive ER (2.0×) & laboratory (1.1×) services average 1.63× higher multiples than routine shoppable care (0.8×)
- Upper-quartile procedures (Q75 1.01×) jump +17% above the median procedure ratio (Q50 0.86×)
- Consolidated metro market (HHI 2,537) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, NY hospitals charge about the fair price for this. how we calculate the BaseRate →
Compared with the rest of the country, NY’s fair BaseRate ($1,297) is about the same as the national fair price of $1,269.
Cheapest NY hospitals for a colonoscopy with biopsy
- Kenmore Mercy Hospital · Kenmore $176
- Geneva General Hospital · Geneva $204
- Mercy Hospital of Buffalo · Buffalo $208
- Mount St. Mary's Hospital & Health Center · Lewiston $208
- Elizabethtown Community Hospital · Elizabethtown $273
- Sisters of Charity Hospital · Buffalo $347
- F F Thompson Hospital · Canandaigua $358
- The University of Vermont Health Network-Alice Hy · Malone $360
- Saratoga Hospital · Saratoga Springs $370
- St James Hospital · Hornell $372
- Nicholas H Noyes Memorial Hospital · Dansville $378
- Jones Memorial Hospital · Wellsville $389
- The University of Vermont Health Network - Champl · Plattsburgh $414
- Albany Medical Center Hospital · Albany $422
- Westfield Memorial Hospital Inc · Westfield $434
Audit a Bill or Quote at NY Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,215
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,215).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask NY Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $1,297 Fair BaseRate ($752 Medicare)
Your bill ($3,348) is $2,051 above the denoised Fair BaseRate ($1,297) and 4.5× the $752 Medicare rate.