Hip or knee replacement (inpatient stay) cost in NY
What a hip or knee replacement (inpatient stay) costs at NY hospitals — and the fair price to aim for.
Typical commercial prices here are +11% above the fair benchmark (1.11×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Wide Procedure Spread · Upper-Quartile Skew Pricer
This hospital prices routine shoppable procedures at 2.5× Medicare (median 1.26× Fair BaseRate) while upper-quartile commercial rates jump +75% to 2.20× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.85× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 0% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 82% patient recommendation (74/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (45.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.11× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 1.26× Fair BaseRate (2.5× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.20×) jump +75% above the median procedure ratio (Q50 1.26×)
- Consolidated metro market (HHI 3,031) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, NY hospitals charge about the fair price for this. how we calculate the BaseRate →
Compared with the rest of the country, NY’s fair BaseRate ($22,600) is above the national fair price of $19,450.
Cheapest NY hospitals for a hip or knee replacement (inpatient stay)
- Community Memorial Hospital, Inc · Hamilton $11,437
- Bassett Healthcare · Cooperstown $15,682
- Montefiore St Luke's Cornwall · Newburgh $16,352
- Montefiore New Rochelle Hospital · New Rochelle $16,578
- Bertrand Chaffee Hospital · Springville $17,317
- Sisters of Charity Hospital · Buffalo $17,347
- Montefiore Mount Vernon Hospital · Mount Vernon $17,633
- Long Island Community Hospital · Patchogue $17,879
- F F Thompson Hospital · Canandaigua $18,062
- Brookdale Hospital Medical Center · Brooklyn $18,096
- Saratoga Hospital · Saratoga Springs $18,156
- UPMC Chautauqua at Wca · Jamestown $18,185
- Brooks-Tlc Hospital System, Inc · Dunkirk $18,190
- Oswego Hospital · Oswego $18,362
- Schuyler Hospital · Montour Falls $18,483
Audit a Bill or Quote at NY Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $18,752
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $18,752).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask NY Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $22,600 Fair BaseRate ($13,108 Medicare)
Your bill ($51,658) is $29,058 above the denoised Fair BaseRate ($22,600) and 3.9× the $13,108 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Inpatient MS-DRG vs. Outpatient CPT Care-Setting Savings
Clinical Scope Note:Inpatient MS-DRG reflects a multi-day hospital admission (room, nursing, higher clinical acuity); outpatient CPT reflects the outpatient facility fee for clinically eligible low-acuity patients and excludes separate surgeon and anesthesia professional fees.