CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Kaleida Health

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $15
Cash Discount Price: $140
vs. Medicare Baseline: 1.12x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Kaleida Health is $15. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $140. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 1.12x the Medicare baseline. Located in 100 High Street, Buffalo, NY.

Cash / Self-Pay

$140

Average discount available for prompt cash payment at this facility.

Insurance Median

$15

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $140 (1046%)

Insurance Median: $15 (112%)

Cash: $140 (1046% of Medicare)

Ins. Median: $15 (112% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Independent Health Association	$8 - $21	60%
Independent Health Association - Wchob	$8 - $22	60%
Blue Cross Blue Shield	$9 - $50	67%
Cigna	$12 - $19	90%
Tricare	$13	97%
Univera	$13 - $47	97%
Aetna	$14 - $15	105%
Fidelis	$14	105%
Wellcare	$14	105%
Magnacare	$15	112%
Magnacare - Wchob	$15	112%
UnitedHealthcare	$15	112%
Ghi/Emblem Health	$16 - $18	119%
Ghi/Emblem Health - Wchob	$16	119%
Univera - Wchob	$18 - $47	134%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $140.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kaleida Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.