CMS Price Transparency Data

Psychological testing by technician

Facility: Kaleida Health

Billing Code: 96138 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96138
Insurance Median: $569
Cash Discount Price: $141
vs. Medicare Baseline: 1.25x Medicare

The contracted insurance negotiated median rate for a Psychological testing by technician at Kaleida Health is $569. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $141. Compared to the federal Medicare reimbursement reference rate of $456.4, this hospital’s rate is 1.25x the Medicare baseline. Located in 100 High Street, Buffalo, NY.

Cash / Self-Pay

$141

Average discount available for prompt cash payment at this facility.

Insurance Median

$569

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$456.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $456.4 (100%)

Cash / Self-Pay: $141 (31%)

Insurance Median: $569 (125%)

Cash: $141 (31% of Medicare)

Ins. Median: $569 (125% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $456.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ghi/Emblem Health	$38 - $753	8%
Ghi/Emblem Health - Wchob	$38 - $48	8%
Aetna	$40 - $591	9%
Magnacare	$40 - $51	9%
Magnacare - Wchob	$40 - $51	9%
Univera	$40 - $777	9%
Univera - Wchob	$40 - $756	9%
Independent Health Association	$288 - $902	63%
Independent Health Association - Wchob	$301 - $904	66%
Blue Cross Blue Shield	$380 - $2,081	83%
Tricare	$530	116%
Wellcare	$580	127%
Fidelis	$602	132%
UnitedHealthcare	$605	133%
Cigna	$652 - $792	143%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $141.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96138.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kaleida Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96138.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.