CMS Price Transparency Data

Bunion correction surgery

Facility: Albany Medical Center Hospital

Billing Code: 28296 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$751

about 0.2× the $3,343 Medicare rate · typically $626–$2,672

modeled estimate · not a bill or quote

What this hospital charges insurers

$897

Above the fair price

about $146 over the fair price · 0.3× Medicare

Medicare pays $3,343 Fair price $751 This hospital $897 Cash price $787 Hospital's list price $1,574

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $536 Priciest $897

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Bunion correction surgery is about $751 (about 0.2× the $3,343 Medicare rate). Albany Medical Center Hospital charges insurers about $897, or about $787 in cash — above the fair price. Located in Albany, NY.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $751. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$490 - $2,041	15%
Blue Cross Blue Shieldmajor	$405 - $5,585	12%
Aetnamajor	$510 - $4,032	15%
Cignamajor	$724 - $1,540	22%
CDPHP	$333 - $5,585	10%
Fidelis Care	$386 - $6,566	12%
MVP Health Care	$464 - $5,337	14%
+ 5 smaller / regional plans	$458 - $8,696

Government programs also on file: Medicare, Medicaid, Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 787), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm Albany Medical Center Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Albany Medical Center Hospital

Compare: Bunion correction surgery at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.