CMS Price Transparency Data

Bunion correction surgery

Facility: Jamaica Hospital Medical Center

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $4,064
Cash Discount Price: $1,646
vs. Medicare Baseline: 1.22x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Jamaica Hospital Medical Center is $4,064. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,646. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.22x the Medicare baseline. Located in 89Th Avenue and Van Wyck Expressway, Jamaica, NY.

Cash / Self-Pay

$1,646

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,064

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $1,646 (49%)

Insurance Median: $4,064 (122%)

Cash: $1,646 (49% of Medicare)

Ins. Median: $4,064 (122% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Hotel Trades Council	$1,912	57%
Empire Blue Priority	$3,134	94%
Create Health Plan	$3,399	102%
Healthfirst	$3,455	103%
Empire	$3,687 - $4,064	110%
Aetna	$3,797 - $4,064	114%
Fidelis	$3,861 - $4,064	115%
1999 National Benefit Fund	$4,001	120%
Oscar	$4,018	120%
Beacon Health Strategies	$4,064	122%
Centerlight Healthcare	$4,064	122%
Ghi	$4,064	122%
Hip	$4,064 - $5,159	122%
Metroplus	$4,064 - $4,471	122%
UnitedHealthcare	$4,064 - $4,215	122%
Elderplan	$4,146	124%
Vns	$4,146	124%
Wellcare Of Ny	$4,227	126%
Cigna	$4,250	127%
Villagecaremax	$4,268	128%
Humana	$4,308	129%
Senior Whole Health	$4,308	129%
Magnacare	$4,555 - $4,674	136%
Hamaspik Choice	$4,674	140%
Centivo	$4,679	140%
Centers Plan For Healthy Living	$5,080	152%
Emblemhealth	$6,706	201%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,646.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jamaica Hospital Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.