CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Arnot Ogden Medical Center

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $38
Cash Discount Price: $25
vs. Medicare Baseline: 6.32x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Arnot Ogden Medical Center is $38. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $25. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 6.32x the Medicare baseline. Located in 600 Roe Avenue, Elmira, NY.

Cash / Self-Pay

$25

Average discount available for prompt cash payment at this facility.

Insurance Median

$38

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $25 (416%)

Insurance Median: $38 (632%)

Cash: $25 (416% of Medicare)

Ins. Median: $38 (632% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 632% of the Medicare baseline (a markup of 532%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Empire	$3	50%
Aetna	$6 - $92	100%
Amerihealth Mcr Adv - All Plans	$6	100%
Blue Cross Blue Shield	$6 - $364	100%
Geisinger	$6 - $73	100%
Humana	$6 - $113	100%
Tricare	$6	100%
Fidelis	$7 - $17	116%
Amerihealth	$8	133%
UnitedHealthcare	$10 - $126	166%
Icircle	$17	283%
Emblem/Ghi	$46 - $111	765%
Fidelis Care-Exchange - All Plans	$66	1098%
Geisinger - All Plans	$70	1165%
Cigna	$75	1248%
Mvp Health Plan - All Plans	$75	1248%
Independent Health - All Plans	$78	1298%
Upmc Health Plan - All Plans	$83	1381%
Pomco Inc - All Plans	$86	1431%
Emblem Health - All Plans	$105	1747%
Martins Point Mcr Adv - All Plans	$120	1997%
Healthnow - All Plans	$361	6007%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $25.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Arnot Ogden Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.