CMS Price Transparency Data

Blood test, hemoglobin

Facility: Arnot Ogden Medical Center

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $24
Cash Discount Price: $25
vs. Medicare Baseline: 10.13x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Arnot Ogden Medical Center is $24. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $25. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 10.13x the Medicare baseline. Located in 600 Roe Avenue, Elmira, NY.

Cash / Self-Pay

$25

Average discount available for prompt cash payment at this facility.

Insurance Median

$24

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $25 (1055%)

Insurance Median: $24 (1013%)

Cash: $25 (1055% of Medicare)

Ins. Median: $24 (1013% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1013% of the Medicare baseline (a markup of 913%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Empire	$1	42%
Aetna	$2 - $42	84%
Amerihealth Mcr Adv - All Plans	$2	84%
Blue Cross Blue Shield	$2 - $167	84%
Fidelis	$2 - $14	84%
Geisinger	$2 - $34	84%
Humana	$2 - $52	84%
Tricare	$2	84%
Amerihealth	$3	127%
Fidelis Care-Exchange - All Plans	$4 - $30	169%
Geisinger - All Plans	$4 - $32	169%
UnitedHealthcare	$4 - $58	169%
Cigna	$5 - $34	211%
Independent Health - All Plans	$5 - $36	211%
Mvp Health Plan - All Plans	$5 - $34	211%
Pomco Inc - All Plans	$5 - $40	211%
Upmc Health Plan - All Plans	$5 - $38	211%
Emblem Health - All Plans	$6 - $48	253%
Emblem/Ghi	$7 - $51	295%
Martins Point Mcr Adv - All Plans	$7 - $55	295%
Icircle	$14	591%
Healthnow - All Plans	$22 - $166	928%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $25.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Arnot Ogden Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.