CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Arnot Ogden Medical Center

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$264

about 1.1× the $244 Medicare rate · typically $249–$336

modeled estimate · not a bill or quote

What this hospital charges insurers

$268

About the fair price

about $4 over the fair price · 1.1× Medicare

Medicare pays $244 Fair price $264 This hospital $268 Cash price $3,072 Hospital's list price $5,205

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $74 Priciest $268

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $264 (about 1.1× the $244 Medicare rate). Arnot Ogden Medical Center charges insurers about $268, or about $3,072 in cash — about the fair price. Located in Elmira, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,822 - $3,971	1158%
Blue Cross Blue Shieldmajor	$244 - $15,407	100%
Aetnamajor	$244 - $3,893	100%
Cignamajor	$3,164	1298%
Humanamajor	$279 - $4,799	114%
AmeriHealth	$187 - $282	77%
Fidelis Care	$268 - $2,793	110%
Geisinger	$249 - $3,103	102%
Independent Health	$3,301	1354%
MVP Health Care	$3,164	1298%
UPMC Health Plan	$3,504	1437%
+ 6 smaller / regional plans	$57 - $15,300

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,072), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Arnot Ogden Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Arnot Ogden Medical Center

Compare: MRI, lower back (no contrast) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.